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At today's rate and a 90% mortgage, the deposit on this unit is about HK$418K, with repayments around HK$18,218/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$418K · loan HK$3.76M · min. income ≈ HK$36,436/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$35,430 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- C
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 448 ft²
- Efficiency
- 73%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-04-04 | HK$5.07M | +26.8% 1.6y · 17.0%/yr |
| 2017-08-29 | HK$4.00M | +119.8% 6.6y · 18.0%/yr |
| 2011-01-26 | HK$1.82M | +7.1% |
| 2010-11-12 | HK$1.70M | +84.8% |
| 2008-12-16 | HK$920K | +2.2% |
| 2001-01-16 | HK$900K | — |