Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$428K, with repayments around HK$18,688/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$428K · loan HK$3.86M · min. income ≈ HK$37,376/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$56,989 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sheung Shui Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- G
- Saleable Area
- 342 Saleable ft²
- Gross Area
- 463 ft²
- Efficiency
- 74%
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-11 | HK$3.70M | −2.1% 1.1y · −2.0%/yr |
| 2024-05-20 | HK$3.78M | +75.8% 13.0y · 6.0%/yr |
| 2011-06-08 | HK$2.15M | +28.0% |
| 2010-09-10 | HK$1.68M | +46.1% |
| 2005-05-24 | HK$1.15M | −49.3% |
| 1997-08-14 | HK$2.27M | +9.1% |
| 1997-04-24 | HK$2.08M | — |