Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$440K, with repayments around HK$19,212/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$38,424/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,068 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sheung Shui Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- A
- Saleable Area
- 351 Saleable ft²
- Gross Area
- 468 ft²
- Efficiency
- 75%
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-26 | HK$3.70M | −26.7% 5.1y · −5.0%/yr |
| 2020-06-02 | HK$5.05M | +129.5% 8.2y · 16.0%/yr |
| 2012-03-08 | HK$2.20M | +29.4% |
| 2010-07-23 | HK$1.70M | −2.3% |
| 1998-07-13 | HK$1.74M | −0.6% |
| 1996-02-29 | HK$1.75M | — |