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At today's rate and a 90% mortgage, the deposit on this unit is about HK$419K, with repayments around HK$18,284/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$419K · loan HK$3.77M · min. income ≈ HK$36,568/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$38,468 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sheung Shui Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 330 Saleable ft²
- Gross Area
- 449 ft²
- Efficiency
- 73%
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-04-23 | HK$4.20M | +5.0% 1.1y · 5.0%/yr |
| 2018-03-21 | HK$4.00M | +128.6% 7.5y · 17.0%/yr |
| 2010-08-26 | HK$1.75M | +38.9% |
| 2008-01-04 | HK$1.26M | +41.6% |
| 2002-06-08 | HK$890K | −45.4% |
| 1996-09-09 | HK$1.63M | — |