Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$459K, with repayments around HK$20,031/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$40,062/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$76,724 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sheung Shui Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- D
- Saleable Area
- 351 Saleable ft²
- Gross Area
- 465 ft²
- Efficiency
- 75%
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-24 | HK$5.55M | +19.4% 3.9y · 5.0%/yr |
| 2017-08-10 | HK$4.65M | +93.8% 6.0y · 16.0%/yr |
| 2011-08-08 | HK$2.40M | +58.9% |
| 2000-04-07 | HK$1.51M | −39.8% |
| 1997-10-07 | HK$2.51M | — |