▼ 0.50% · 3.625%
HK$20,448
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,084
−HK$646/mo
Today · 4.125%
HK$21,730
baseline
▲ 0.50% · 4.625%
HK$23,052
+HK$1,322/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,460/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$269,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,748
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,358
−HK$619/mo
Today · 4.125%
HK$23,977
baseline
▲ 0.50% · 4.625%
HK$25,241
+HK$1,264/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,954/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$269,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,492
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,192
−HK$711/mo
Today · 4.125%
HK$23,903
baseline
▲ 0.50% · 4.625%
HK$25,357
+HK$1,454/mo
Deposit HK$4.04M · loan HK$4.93M · min. income ≈ HK$47,806/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$269,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,023
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,694
−HK$681/mo
Today · 4.125%
HK$26,375
baseline
▲ 0.50% · 4.625%
HK$27,765
+HK$1,390/mo
Deposit HK$4.04M · loan HK$4.93M · min. income ≈ HK$52,750/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$269,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,537
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,301
−HK$775/mo
Today · 4.125%
HK$26,076
baseline
▲ 0.50% · 4.625%
HK$27,663
+HK$1,587/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,152/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,297
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,030
−HK$742/mo
Today · 4.125%
HK$28,772
baseline
▲ 0.50% · 4.625%
HK$30,289
+HK$1,517/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,544/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,582
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,409
−HK$840/mo
Today · 4.125%
HK$28,249
baseline
▲ 0.50% · 4.625%
HK$29,968
+HK$1,719/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,498/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,572
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,365
−HK$805/mo
Today · 4.125%
HK$31,170
baseline
▲ 0.50% · 4.625%
HK$32,813
+HK$1,643/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,340/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,627
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,517
−HK$905/mo
Today · 4.125%
HK$30,422
baseline
▲ 0.50% · 4.625%
HK$32,273
+HK$1,851/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,844/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,847
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,701
−HK$867/mo
Today · 4.125%
HK$33,568
baseline
▲ 0.50% · 4.625%
HK$35,337
+HK$1,769/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,136/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,672
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,626
−HK$969/mo
Today · 4.125%
HK$32,595
baseline
▲ 0.50% · 4.625%
HK$34,578
+HK$1,983/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,190/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,122
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,037
−HK$928/mo
Today · 4.125%
HK$35,965
baseline
▲ 0.50% · 4.625%
HK$37,861
+HK$1,896/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$71,930/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,716
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,734
−HK$1,034/mo
Today · 4.125%
HK$34,768
baseline
▲ 0.50% · 4.625%
HK$36,884
+HK$2,116/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,536/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,397
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,373
−HK$990/mo
Today · 4.125%
HK$38,363
baseline
▲ 0.50% · 4.625%
HK$40,385
+HK$2,022/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,726/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,761
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,842
−HK$1,099/mo
Today · 4.125%
HK$36,941
baseline
▲ 0.50% · 4.625%
HK$39,189
+HK$2,248/mo
Deposit HK$1.35M · loan HK$7.62M · min. income ≈ HK$73,882/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$269,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,671
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,709
−HK$1,052/mo
Today · 4.125%
HK$40,761
baseline
▲ 0.50% · 4.625%
HK$42,909
+HK$2,148/mo
Deposit HK$1.35M · loan HK$7.62M · min. income ≈ HK$81,522/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$269,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,806
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,951
−HK$1,163/mo
Today · 4.125%
HK$39,114
baseline
▲ 0.50% · 4.625%
HK$41,494
+HK$2,380/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$78,228/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,946
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,044
−HK$1,114/mo
Today · 4.125%
HK$43,158
baseline
▲ 0.50% · 4.625%
HK$45,433
+HK$2,275/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$86,316/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,019 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).