▼ 0.50% · 3.625%
HK$20,652
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,294
−HK$653/mo
Today · 4.125%
HK$21,947
baseline
▲ 0.50% · 4.625%
HK$23,282
+HK$1,335/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,894/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,975
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,591
−HK$625/mo
Today · 4.125%
HK$24,216
baseline
▲ 0.50% · 4.625%
HK$25,493
+HK$1,277/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,432/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,717
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,424
−HK$718/mo
Today · 4.125%
HK$24,142
baseline
▲ 0.50% · 4.625%
HK$25,610
+HK$1,468/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$48,284/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,272
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,950
−HK$688/mo
Today · 4.125%
HK$26,638
baseline
▲ 0.50% · 4.625%
HK$28,042
+HK$1,404/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$53,276/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,782
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,553
−HK$783/mo
Today · 4.125%
HK$26,336
baseline
▲ 0.50% · 4.625%
HK$27,939
+HK$1,603/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,672/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,570
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,309
−HK$750/mo
Today · 4.125%
HK$29,059
baseline
▲ 0.50% · 4.625%
HK$30,591
+HK$1,532/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,118/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,847
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,682
−HK$849/mo
Today · 4.125%
HK$28,531
baseline
▲ 0.50% · 4.625%
HK$30,267
+HK$1,736/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,062/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$275,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,867
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,668
−HK$813/mo
Today · 4.125%
HK$31,481
baseline
▲ 0.50% · 4.625%
HK$33,140
+HK$1,659/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$62,962/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$275,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,913
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,812
−HK$914/mo
Today · 4.125%
HK$30,726
baseline
▲ 0.50% · 4.625%
HK$32,595
+HK$1,869/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,452/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,165
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,028
−HK$875/mo
Today · 4.125%
HK$33,903
baseline
▲ 0.50% · 4.625%
HK$35,690
+HK$1,787/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,806/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,978
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,941
−HK$979/mo
Today · 4.125%
HK$32,920
baseline
▲ 0.50% · 4.625%
HK$34,923
+HK$2,003/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$65,840/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,462
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,387
−HK$937/mo
Today · 4.125%
HK$36,324
baseline
▲ 0.50% · 4.625%
HK$38,239
+HK$1,915/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$72,648/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,043
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,071
−HK$1,044/mo
Today · 4.125%
HK$35,115
baseline
▲ 0.50% · 4.625%
HK$37,252
+HK$2,137/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,230/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,760
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,746
−HK$1,000/mo
Today · 4.125%
HK$38,746
baseline
▲ 0.50% · 4.625%
HK$40,788
+HK$2,042/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,492/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,108
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,200
−HK$1,110/mo
Today · 4.125%
HK$37,310
baseline
▲ 0.50% · 4.625%
HK$39,580
+HK$2,270/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,620/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,057
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,105
−HK$1,063/mo
Today · 4.125%
HK$41,168
baseline
▲ 0.50% · 4.625%
HK$43,338
+HK$2,170/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,336/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,173
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,330
−HK$1,174/mo
Today · 4.125%
HK$39,504
baseline
▲ 0.50% · 4.625%
HK$41,908
+HK$2,404/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$79,008/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,355
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,464
−HK$1,125/mo
Today · 4.125%
HK$43,589
baseline
▲ 0.50% · 4.625%
HK$45,887
+HK$2,298/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$87,178/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,679 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).