▼ 0.50% · 3.625%
HK$17,904
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,461
−HK$566/mo
Today · 4.125%
HK$19,027
baseline
▲ 0.50% · 4.625%
HK$20,185
+HK$1,158/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,054/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,919
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,453
−HK$542/mo
Today · 4.125%
HK$20,995
baseline
▲ 0.50% · 4.625%
HK$22,101
+HK$1,106/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$41,990/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,695
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,308
−HK$622/mo
Today · 4.125%
HK$20,930
baseline
▲ 0.50% · 4.625%
HK$22,204
+HK$1,274/mo
Deposit HK$3.53M · loan HK$4.32M · min. income ≈ HK$41,860/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,910
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,498
−HK$596/mo
Today · 4.125%
HK$23,094
baseline
▲ 0.50% · 4.625%
HK$24,312
+HK$1,218/mo
Deposit HK$3.53M · loan HK$4.32M · min. income ≈ HK$46,188/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,485
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,154
−HK$679/mo
Today · 4.125%
HK$22,833
baseline
▲ 0.50% · 4.625%
HK$24,222
+HK$1,389/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$45,666/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,902
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,543
−HK$651/mo
Today · 4.125%
HK$25,194
baseline
▲ 0.50% · 4.625%
HK$26,522
+HK$1,328/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$50,388/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,276
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$24,000
−HK$735/mo
Today · 4.125%
HK$24,735
baseline
▲ 0.50% · 4.625%
HK$26,241
+HK$1,506/mo
Deposit HK$2.75M · loan HK$5.10M · min. income ≈ HK$49,470/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,894
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,589
−HK$704/mo
Today · 4.125%
HK$27,293
baseline
▲ 0.50% · 4.625%
HK$28,732
+HK$1,439/mo
Deposit HK$2.75M · loan HK$5.10M · min. income ≈ HK$54,586/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,066
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,846
−HK$792/mo
Today · 4.125%
HK$26,638
baseline
▲ 0.50% · 4.625%
HK$28,259
+HK$1,621/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$53,276/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,886
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,634
−HK$759/mo
Today · 4.125%
HK$29,393
baseline
▲ 0.50% · 4.625%
HK$30,942
+HK$1,549/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$58,786/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,857
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,692
−HK$849/mo
Today · 4.125%
HK$28,541
baseline
▲ 0.50% · 4.625%
HK$30,278
+HK$1,737/mo
Deposit HK$1.96M · loan HK$5.89M · min. income ≈ HK$57,082/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,878
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,679
−HK$813/mo
Today · 4.125%
HK$31,492
baseline
▲ 0.50% · 4.625%
HK$33,152
+HK$1,660/mo
Deposit HK$1.96M · loan HK$5.89M · min. income ≈ HK$62,984/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,647
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,538
−HK$906/mo
Today · 4.125%
HK$30,444
baseline
▲ 0.50% · 4.625%
HK$32,296
+HK$1,852/mo
Deposit HK$1.57M · loan HK$6.28M · min. income ≈ HK$60,888/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,870
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,724
−HK$868/mo
Today · 4.125%
HK$33,592
baseline
▲ 0.50% · 4.625%
HK$35,362
+HK$1,770/mo
Deposit HK$1.57M · loan HK$6.28M · min. income ≈ HK$67,184/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,438
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,384
−HK$962/mo
Today · 4.125%
HK$32,346
baseline
▲ 0.50% · 4.625%
HK$34,315
+HK$1,969/mo
Deposit HK$1.18M · loan HK$6.67M · min. income ≈ HK$64,692/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,862
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,770
−HK$921/mo
Today · 4.125%
HK$35,691
baseline
▲ 0.50% · 4.625%
HK$37,572
+HK$1,881/mo
Deposit HK$1.18M · loan HK$6.67M · min. income ≈ HK$71,382/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,228
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,231
−HK$1,018/mo
Today · 4.125%
HK$34,249
baseline
▲ 0.50% · 4.625%
HK$36,333
+HK$2,084/mo
Deposit HK$785K · loan HK$7.07M · min. income ≈ HK$68,498/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,853
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,815
−HK$975/mo
Today · 4.125%
HK$37,790
baseline
▲ 0.50% · 4.625%
HK$39,782
+HK$1,992/mo
Deposit HK$785K · loan HK$7.07M · min. income ≈ HK$75,580/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,560 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).