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Crescira AVM · estimated value Medium confidence
HK$10.33M
≈ HK$11,981 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.10M, with repayments around HK$35,038/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,970
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$33,996
−HK$1,042/mo
Today · 4.125%
HK$35,038
baseline
▲ 0.50% · 4.625%
HK$37,170
+HK$2,132/mo

Deposit HK$3.10M · loan HK$7.23M · min. income ≈ HK$70,076/mo (50% DSR)

Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,296 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
B
Saleable Area
862 ft²
Gross Area
1,121 ft²
Efficiency
77%
District
Islands District · New Territories West
School net (POA)
98

Transaction History

Date Price Gain / loss
2023-08-23 HK$12.18M +47.1%
12.2y
2011-06-27 HK$8.28M +40.8%
2.7y
2008-10-02 HK$5.88M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tung Chung
≈ 7 min walk · 546 m
Education
19
schools within 1 km (15 within 500 m)
Daily convenience
20
within 1 km (11 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
11
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Tung Chung Station (a rail station within an 8-min walk earns this label).

Family-friendly — 19 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 11 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com