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At today's rate and a 90% mortgage, the deposit on this unit is about HK$601K, with repayments around HK$26,226/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$52,452/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$136,258 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Tung Chung Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 18 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- H
- Saleable Area
- 490 Saleable ft²
- Gross Area
- 645 ft²
- Efficiency
- 76%
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-18 | HK$6.48M | +9.5% 3.0y · 3.0%/yr |
| 2017-05-12 | HK$5.92M | +26.5% 3.1y · 8.0%/yr |
| 2014-04-07 | HK$4.68M | +59.7% |
| 2010-11-24 | HK$2.93M | +62.8% |
| 2007-10-15 | HK$1.80M | +20.8% |
| 2003-01-20 | HK$1.49M | — |