▼ 0.50% · 3.625%
HK$21,374
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,038
−HK$676/mo
Today · 4.125%
HK$22,714
baseline
▲ 0.50% · 4.625%
HK$24,096
+HK$1,382/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,428/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$307,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,778
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,416
−HK$646/mo
Today · 4.125%
HK$25,062
baseline
▲ 0.50% · 4.625%
HK$26,384
+HK$1,322/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,124/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$307,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,511
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,242
−HK$743/mo
Today · 4.125%
HK$24,985
baseline
▲ 0.50% · 4.625%
HK$26,506
+HK$1,521/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$49,970/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$307,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,156
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,857
−HK$712/mo
Today · 4.125%
HK$27,569
baseline
▲ 0.50% · 4.625%
HK$29,022
+HK$1,453/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$55,138/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$307,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,648
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,446
−HK$811/mo
Today · 4.125%
HK$27,257
baseline
▲ 0.50% · 4.625%
HK$28,915
+HK$1,658/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$54,514/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,533
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,299
−HK$776/mo
Today · 4.125%
HK$30,075
baseline
▲ 0.50% · 4.625%
HK$31,660
+HK$1,585/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$60,150/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,786
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,650
−HK$878/mo
Today · 4.125%
HK$29,528
baseline
▲ 0.50% · 4.625%
HK$31,325
+HK$1,797/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$59,056/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$307,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,911
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,740
−HK$841/mo
Today · 4.125%
HK$32,581
baseline
▲ 0.50% · 4.625%
HK$34,299
+HK$1,718/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$65,162/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$307,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,923
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,854
−HK$945/mo
Today · 4.125%
HK$31,799
baseline
▲ 0.50% · 4.625%
HK$33,734
+HK$1,935/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$63,598/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,289
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,182
−HK$905/mo
Today · 4.125%
HK$35,087
baseline
▲ 0.50% · 4.625%
HK$36,937
+HK$1,850/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$70,174/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,060
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,058
−HK$1,013/mo
Today · 4.125%
HK$34,071
baseline
▲ 0.50% · 4.625%
HK$36,144
+HK$2,073/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$68,142/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$307,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,667
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,623
−HK$971/mo
Today · 4.125%
HK$37,594
baseline
▲ 0.50% · 4.625%
HK$39,575
+HK$1,981/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$75,188/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$307,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,198
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,261
−HK$1,081/mo
Today · 4.125%
HK$36,342
baseline
▲ 0.50% · 4.625%
HK$38,554
+HK$2,212/mo
Deposit HK$1.87M · loan HK$7.50M · min. income ≈ HK$72,684/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$307,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,045
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,065
−HK$1,035/mo
Today · 4.125%
HK$40,100
baseline
▲ 0.50% · 4.625%
HK$42,214
+HK$2,114/mo
Deposit HK$1.87M · loan HK$7.50M · min. income ≈ HK$80,200/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$307,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,335
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,465
−HK$1,149/mo
Today · 4.125%
HK$38,614
baseline
▲ 0.50% · 4.625%
HK$40,963
+HK$2,349/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$77,228/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$307,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,422
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,506
−HK$1,100/mo
Today · 4.125%
HK$42,606
baseline
▲ 0.50% · 4.625%
HK$44,852
+HK$2,246/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$85,212/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$307,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,472
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,669
−HK$1,216/mo
Today · 4.125%
HK$40,885
baseline
▲ 0.50% · 4.625%
HK$43,373
+HK$2,488/mo
Deposit HK$937K · loan HK$8.44M · min. income ≈ HK$81,770/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$307,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,800
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,948
−HK$1,164/mo
Today · 4.125%
HK$45,112
baseline
▲ 0.50% · 4.625%
HK$47,490
+HK$2,378/mo
Deposit HK$937K · loan HK$8.44M · min. income ≈ HK$90,224/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$307,331 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).