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At today's rate and a 90% mortgage, the deposit on this unit is about HK$492K, with repayments around HK$21,466/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$492K · loan HK$4.43M · min. income ≈ HK$42,932/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$109,629 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Tung Chung Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 18 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- G
- Saleable Area
- 388 Saleable ft²
- Gross Area
- 550 ft²
- Efficiency
- 71%
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-20 | HK$6.23M | +52.0% 5.2y · 10.0%/yr |
| 2016-08-15 | HK$4.10M | +182.8% 11.8y · 16.0%/yr |
| 2004-11-11 | HK$1.45M | +5.1% |
| 2004-04-24 | HK$1.38M | +31.4% |
| 2003-10-31 | HK$1.05M | — |