▼ 0.50% · 3.625%
HK$18,327
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,897
−HK$580/mo
Today · 4.125%
HK$19,477
baseline
▲ 0.50% · 4.625%
HK$20,662
+HK$1,185/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,954/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,389
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,936
−HK$554/mo
Today · 4.125%
HK$21,490
baseline
▲ 0.50% · 4.625%
HK$22,623
+HK$1,133/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$42,980/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,160
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,787
−HK$637/mo
Today · 4.125%
HK$21,424
baseline
▲ 0.50% · 4.625%
HK$22,728
+HK$1,304/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$42,848/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,428
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,029
−HK$610/mo
Today · 4.125%
HK$23,639
baseline
▲ 0.50% · 4.625%
HK$24,886
+HK$1,247/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$47,278/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,993
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,677
−HK$695/mo
Today · 4.125%
HK$23,372
baseline
▲ 0.50% · 4.625%
HK$24,794
+HK$1,422/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$46,744/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,467
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,123
−HK$666/mo
Today · 4.125%
HK$25,789
baseline
▲ 0.50% · 4.625%
HK$27,148
+HK$1,359/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$51,578/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,825
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,567
−HK$752/mo
Today · 4.125%
HK$25,319
baseline
▲ 0.50% · 4.625%
HK$26,860
+HK$1,541/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$50,638/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$241,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,506
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,216
−HK$722/mo
Today · 4.125%
HK$27,938
baseline
▲ 0.50% · 4.625%
HK$29,410
+HK$1,472/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$55,876/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$241,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,658
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,456
−HK$811/mo
Today · 4.125%
HK$27,267
baseline
▲ 0.50% · 4.625%
HK$28,926
+HK$1,659/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,534/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,544
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,310
−HK$777/mo
Today · 4.125%
HK$30,087
baseline
▲ 0.50% · 4.625%
HK$31,673
+HK$1,586/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,174/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,491
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,346
−HK$869/mo
Today · 4.125%
HK$29,215
baseline
▲ 0.50% · 4.625%
HK$30,992
+HK$1,777/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$58,430/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,583
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,404
−HK$832/mo
Today · 4.125%
HK$32,236
baseline
▲ 0.50% · 4.625%
HK$33,935
+HK$1,699/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$64,472/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,324
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,236
−HK$926/mo
Today · 4.125%
HK$31,162
baseline
▲ 0.50% · 4.625%
HK$33,059
+HK$1,897/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$62,324/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,622
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,497
−HK$888/mo
Today · 4.125%
HK$34,385
baseline
▲ 0.50% · 4.625%
HK$36,197
+HK$1,812/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$68,770/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,156
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,125
−HK$985/mo
Today · 4.125%
HK$33,110
baseline
▲ 0.50% · 4.625%
HK$35,125
+HK$2,015/mo
Deposit HK$1.21M · loan HK$6.83M · min. income ≈ HK$66,220/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,661
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,591
−HK$943/mo
Today · 4.125%
HK$36,534
baseline
▲ 0.50% · 4.625%
HK$38,459
+HK$1,925/mo
Deposit HK$1.21M · loan HK$6.83M · min. income ≈ HK$73,068/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,989
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,015
−HK$1,043/mo
Today · 4.125%
HK$35,058
baseline
▲ 0.50% · 4.625%
HK$37,191
+HK$2,133/mo
Deposit HK$804K · loan HK$7.23M · min. income ≈ HK$70,116/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$241,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,700
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,684
−HK$999/mo
Today · 4.125%
HK$38,683
baseline
▲ 0.50% · 4.625%
HK$40,722
+HK$2,039/mo
Deposit HK$804K · loan HK$7.23M · min. income ≈ HK$77,366/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$241,121 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).