▼ 0.50% · 3.625%
HK$13,843
−HK$868/mo
▼ 0.25% · 3.875%
HK$14,273
−HK$438/mo
Today · 4.125%
HK$14,711
baseline
▲ 0.50% · 4.625%
HK$15,606
+HK$895/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$29,422/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,400
−HK$832/mo
▼ 0.25% · 3.875%
HK$15,813
−HK$419/mo
Today · 4.125%
HK$16,232
baseline
▲ 0.50% · 4.625%
HK$17,087
+HK$855/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$32,464/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,227
−HK$955/mo
▼ 0.25% · 3.875%
HK$15,700
−HK$482/mo
Today · 4.125%
HK$16,182
baseline
▲ 0.50% · 4.625%
HK$17,166
+HK$984/mo
Deposit HK$2.73M · loan HK$3.34M · min. income ≈ HK$32,364/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$142,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,940
−HK$915/mo
▼ 0.25% · 3.875%
HK$17,394
−HK$461/mo
Today · 4.125%
HK$17,855
baseline
▲ 0.50% · 4.625%
HK$18,796
+HK$941/mo
Deposit HK$2.73M · loan HK$3.34M · min. income ≈ HK$35,710/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$142,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,611
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,128
−HK$525/mo
Today · 4.125%
HK$17,653
baseline
▲ 0.50% · 4.625%
HK$18,727
+HK$1,074/mo
Deposit HK$2.43M · loan HK$3.64M · min. income ≈ HK$35,306/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,480
−HK$998/mo
▼ 0.25% · 3.875%
HK$18,975
−HK$503/mo
Today · 4.125%
HK$19,478
baseline
▲ 0.50% · 4.625%
HK$20,505
+HK$1,027/mo
Deposit HK$2.43M · loan HK$3.64M · min. income ≈ HK$38,956/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,995
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,555
−HK$569/mo
Today · 4.125%
HK$19,124
baseline
▲ 0.50% · 4.625%
HK$20,287
+HK$1,163/mo
Deposit HK$2.12M · loan HK$3.95M · min. income ≈ HK$38,248/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$142,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,020
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,556
−HK$545/mo
Today · 4.125%
HK$21,101
baseline
▲ 0.50% · 4.625%
HK$22,213
+HK$1,112/mo
Deposit HK$2.12M · loan HK$3.95M · min. income ≈ HK$42,202/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$142,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,380
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,982
−HK$613/mo
Today · 4.125%
HK$20,595
baseline
▲ 0.50% · 4.625%
HK$21,848
+HK$1,253/mo
Deposit HK$1.82M · loan HK$4.25M · min. income ≈ HK$41,190/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$142,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,560
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,138
−HK$586/mo
Today · 4.125%
HK$22,724
baseline
▲ 0.50% · 4.625%
HK$23,922
+HK$1,198/mo
Deposit HK$1.82M · loan HK$4.25M · min. income ≈ HK$45,448/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$142,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,764
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,410
−HK$656/mo
Today · 4.125%
HK$22,066
baseline
▲ 0.50% · 4.625%
HK$23,409
+HK$1,343/mo
Deposit HK$1.52M · loan HK$4.55M · min. income ≈ HK$44,132/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$142,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,100
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,719
−HK$628/mo
Today · 4.125%
HK$24,347
baseline
▲ 0.50% · 4.625%
HK$25,631
+HK$1,284/mo
Deposit HK$1.52M · loan HK$4.55M · min. income ≈ HK$48,694/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$142,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,148
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,837
−HK$700/mo
Today · 4.125%
HK$23,537
baseline
▲ 0.50% · 4.625%
HK$24,969
+HK$1,432/mo
Deposit HK$1.21M · loan HK$4.86M · min. income ≈ HK$47,074/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$142,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,639
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,300
−HK$671/mo
Today · 4.125%
HK$25,971
baseline
▲ 0.50% · 4.625%
HK$27,340
+HK$1,369/mo
Deposit HK$1.21M · loan HK$4.86M · min. income ≈ HK$51,942/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$142,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,532
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,264
−HK$744/mo
Today · 4.125%
HK$25,008
baseline
▲ 0.50% · 4.625%
HK$26,530
+HK$1,522/mo
Deposit HK$911K · loan HK$5.16M · min. income ≈ HK$50,016/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$142,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,179
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,882
−HK$712/mo
Today · 4.125%
HK$27,594
baseline
▲ 0.50% · 4.625%
HK$29,048
+HK$1,454/mo
Deposit HK$911K · loan HK$5.16M · min. income ≈ HK$55,188/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$142,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,917
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,692
−HK$787/mo
Today · 4.125%
HK$26,479
baseline
▲ 0.50% · 4.625%
HK$28,090
+HK$1,611/mo
Deposit HK$607K · loan HK$5.46M · min. income ≈ HK$52,958/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$142,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,719
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,463
−HK$754/mo
Today · 4.125%
HK$29,217
baseline
▲ 0.50% · 4.625%
HK$30,757
+HK$1,540/mo
Deposit HK$607K · loan HK$5.46M · min. income ≈ HK$58,434/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$142,060 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).