▼ 0.50% · 3.625%
HK$13,065
−HK$820/mo
▼ 0.25% · 3.875%
HK$13,472
−HK$413/mo
Today · 4.125%
HK$13,885
baseline
▲ 0.50% · 4.625%
HK$14,729
+HK$844/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$27,770/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,535
−HK$785/mo
▼ 0.25% · 3.875%
HK$14,925
−HK$395/mo
Today · 4.125%
HK$15,320
baseline
▲ 0.50% · 4.625%
HK$16,128
+HK$808/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$30,640/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,372
−HK$901/mo
▼ 0.25% · 3.875%
HK$14,819
−HK$454/mo
Today · 4.125%
HK$15,273
baseline
▲ 0.50% · 4.625%
HK$16,202
+HK$929/mo
Deposit HK$2.58M · loan HK$3.15M · min. income ≈ HK$30,546/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$128,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,989
−HK$863/mo
▼ 0.25% · 3.875%
HK$16,417
−HK$435/mo
Today · 4.125%
HK$16,852
baseline
▲ 0.50% · 4.625%
HK$17,741
+HK$889/mo
Deposit HK$2.58M · loan HK$3.15M · min. income ≈ HK$33,704/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$128,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,678
−HK$984/mo
▼ 0.25% · 3.875%
HK$16,166
−HK$496/mo
Today · 4.125%
HK$16,662
baseline
▲ 0.50% · 4.625%
HK$17,675
+HK$1,013/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$33,324/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,442
−HK$942/mo
▼ 0.25% · 3.875%
HK$17,910
−HK$474/mo
Today · 4.125%
HK$18,384
baseline
▲ 0.50% · 4.625%
HK$19,353
+HK$969/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$36,768/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,985
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,513
−HK$537/mo
Today · 4.125%
HK$18,050
baseline
▲ 0.50% · 4.625%
HK$19,148
+HK$1,098/mo
Deposit HK$2.01M · loan HK$3.72M · min. income ≈ HK$36,100/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$128,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,896
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$19,402
−HK$514/mo
Today · 4.125%
HK$19,916
baseline
▲ 0.50% · 4.625%
HK$20,966
+HK$1,050/mo
Deposit HK$2.01M · loan HK$3.72M · min. income ≈ HK$39,832/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$128,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,291
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,860
−HK$578/mo
Today · 4.125%
HK$19,438
baseline
▲ 0.50% · 4.625%
HK$20,621
+HK$1,183/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$38,876/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,349
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,895
−HK$553/mo
Today · 4.125%
HK$21,448
baseline
▲ 0.50% · 4.625%
HK$22,579
+HK$1,131/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$42,896/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,598
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,208
−HK$619/mo
Today · 4.125%
HK$20,827
baseline
▲ 0.50% · 4.625%
HK$22,094
+HK$1,267/mo
Deposit HK$1.43M · loan HK$4.30M · min. income ≈ HK$41,654/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$128,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,803
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,387
−HK$593/mo
Today · 4.125%
HK$22,980
baseline
▲ 0.50% · 4.625%
HK$24,192
+HK$1,212/mo
Deposit HK$1.43M · loan HK$4.30M · min. income ≈ HK$45,960/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$128,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,905
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,555
−HK$660/mo
Today · 4.125%
HK$22,215
baseline
▲ 0.50% · 4.625%
HK$23,567
+HK$1,352/mo
Deposit HK$1.15M · loan HK$4.58M · min. income ≈ HK$44,430/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$128,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,256
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,880
−HK$633/mo
Today · 4.125%
HK$24,513
baseline
▲ 0.50% · 4.625%
HK$25,805
+HK$1,292/mo
Deposit HK$1.15M · loan HK$4.58M · min. income ≈ HK$49,026/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$128,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,211
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,902
−HK$702/mo
Today · 4.125%
HK$23,604
baseline
▲ 0.50% · 4.625%
HK$25,040
+HK$1,436/mo
Deposit HK$859K · loan HK$4.87M · min. income ≈ HK$47,208/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$128,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,710
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,372
−HK$673/mo
Today · 4.125%
HK$26,045
baseline
▲ 0.50% · 4.625%
HK$27,417
+HK$1,372/mo
Deposit HK$859K · loan HK$4.87M · min. income ≈ HK$52,090/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$128,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,518
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,249
−HK$743/mo
Today · 4.125%
HK$24,992
baseline
▲ 0.50% · 4.625%
HK$26,513
+HK$1,521/mo
Deposit HK$573K · loan HK$5.16M · min. income ≈ HK$49,984/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$128,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,163
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,865
−HK$712/mo
Today · 4.125%
HK$27,577
baseline
▲ 0.50% · 4.625%
HK$29,030
+HK$1,453/mo
Deposit HK$573K · loan HK$5.16M · min. income ≈ HK$55,154/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$128,920 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).