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At today's rate and a 90% mortgage, the deposit on this unit is about HK$421K, with repayments around HK$18,359/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$36,718/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$41,891 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 28/F
- Flat
- E
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-07 | HK$5.05M | +5.2% 3.1y · 2.0%/yr |
| 2018-04-13 | HK$4.80M | +187.4% 8.2y · 23.0%/yr |
| 2010-02-10 | HK$1.67M | +2.5% |
| 2008-04-11 | HK$1.63M | +41.7% |
| 2005-12-13 | HK$1.15M | −49.3% |
| 1997-08-22 | HK$2.27M | — |