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At today's rate and a 90% mortgage, the deposit on this unit is about HK$427K, with repayments around HK$18,631/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$37,262/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$54,356 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- A
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-07 | HK$5.80M | +15.5% 3.9y · 4.0%/yr |
| 2018-01-22 | HK$5.02M | +174.3% 7.9y · 22.0%/yr |
| 2010-03-17 | HK$1.83M | +26.2% |
| 2009-04-24 | HK$1.45M | +19.8% |
| 2007-04-28 | HK$1.21M | −16.0% |
| 1999-01-21 | HK$1.44M | −34.8% |
| 1997-05-24 | HK$2.21M | +62.5% |
| 1996-01-10 | HK$1.36M | — |