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At today's rate and a 90% mortgage, the deposit on this unit is about HK$455K, with repayments around HK$19,847/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$455K · loan HK$4.10M · min. income ≈ HK$39,694/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$72,519 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- G
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-22 | HK$5.36M | +14.5% 3.3y · 5.0%/yr |
| 2017-10-26 | HK$4.68M | +151.6% 7.4y · 21.0%/yr |
| 2010-06-23 | HK$1.86M | +18.5% |
| 2008-01-15 | HK$1.57M | +18.0% |
| 2007-12-17 | HK$1.33M | +22.0% |
| 2000-07-15 | HK$1.09M | −17.4% |
| 1999-01-27 | HK$1.32M | — |