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At today's rate and a 90% mortgage, the deposit on this unit is about HK$392K, with repayments around HK$17,118/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$392K · loan HK$3.53M · min. income ≈ HK$34,236/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- H
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-04-16 | HK$5.43M | +158.6% 7.1y · 22.0%/yr |
| 2012-03-08 | HK$2.10M | +14.8% |
| 2011-01-25 | HK$1.83M | +10.9% |
| 2009-11-27 | HK$1.65M | +1.9% |
| 2008-04-11 | HK$1.62M | +43.4% |
| 2005-10-21 | HK$1.13M | +21.5% |
| 2005-05-25 | HK$930K | +32.9% |
| 2003-05-14 | HK$700K | −26.3% |
| 2003-05-14 | HK$950K | +35.7% |
| 2003-04-14 | HK$700K | −51.7% |
| 1996-08-02 | HK$1.45M | — |