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At today's rate and a 90% mortgage, the deposit on this unit is about HK$568K, with repayments around HK$24,769/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$568K · loan HK$5.11M · min. income ≈ HK$49,538/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$127,766 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Ma On Shan Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 38/F
- Flat
- 3
- Saleable Area
- 363 Saleable ft²
- Gross Area
- 491 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-05-02 | HK$6.00M | +32.5% 3.0y · 11.0%/yr |
| 2016-04-07 | HK$4.53M | +23.8% 3.1y · 8.0%/yr |
| 2013-02-27 | HK$3.66M | +56.4% |
| 2010-04-16 | HK$2.34M | +26.5% |
| 2006-02-22 | HK$1.85M | +20.9% |
| 2005-01-13 | HK$1.53M | +0.0% |
| 2004-12-30 | HK$1.53M | −43.3% |
| 1996-02-28 | HK$2.70M | — |