▼ 0.50% · 3.625%
HK$19,419
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,023
−HK$614/mo
Today · 4.125%
HK$20,637
baseline
▲ 0.50% · 4.625%
HK$21,893
+HK$1,256/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,274/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,604
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,183
−HK$588/mo
Today · 4.125%
HK$22,771
baseline
▲ 0.50% · 4.625%
HK$23,971
+HK$1,200/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,542/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,361
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,026
−HK$675/mo
Today · 4.125%
HK$22,701
baseline
▲ 0.50% · 4.625%
HK$24,082
+HK$1,381/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,402/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,764
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,401
−HK$647/mo
Today · 4.125%
HK$25,048
baseline
▲ 0.50% · 4.625%
HK$26,368
+HK$1,320/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,096/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,303
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,028
−HK$736/mo
Today · 4.125%
HK$24,764
baseline
▲ 0.50% · 4.625%
HK$26,271
+HK$1,507/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$49,528/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,924
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,620
−HK$705/mo
Today · 4.125%
HK$27,325
baseline
▲ 0.50% · 4.625%
HK$28,765
+HK$1,440/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$54,650/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,245
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,030
−HK$798/mo
Today · 4.125%
HK$26,828
baseline
▲ 0.50% · 4.625%
HK$28,460
+HK$1,632/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$53,656/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,085
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,838
−HK$764/mo
Today · 4.125%
HK$29,602
baseline
▲ 0.50% · 4.625%
HK$31,162
+HK$1,560/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$59,204/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,187
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,033
−HK$859/mo
Today · 4.125%
HK$28,892
baseline
▲ 0.50% · 4.625%
HK$30,650
+HK$1,758/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$57,784/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,245
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,056
−HK$823/mo
Today · 4.125%
HK$31,879
baseline
▲ 0.50% · 4.625%
HK$33,560
+HK$1,681/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$63,758/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,129
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,035
−HK$920/mo
Today · 4.125%
HK$30,955
baseline
▲ 0.50% · 4.625%
HK$32,839
+HK$1,884/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$61,910/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,405
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,275
−HK$881/mo
Today · 4.125%
HK$34,156
baseline
▲ 0.50% · 4.625%
HK$35,957
+HK$1,801/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$68,312/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,071
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,037
−HK$982/mo
Today · 4.125%
HK$33,019
baseline
▲ 0.50% · 4.625%
HK$35,028
+HK$2,009/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$66,038/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,566
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,493
−HK$940/mo
Today · 4.125%
HK$36,433
baseline
▲ 0.50% · 4.625%
HK$38,354
+HK$1,921/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$72,866/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,013
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,039
−HK$1,044/mo
Today · 4.125%
HK$35,083
baseline
▲ 0.50% · 4.625%
HK$37,217
+HK$2,134/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$70,166/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,726
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,711
−HK$999/mo
Today · 4.125%
HK$38,710
baseline
▲ 0.50% · 4.625%
HK$40,751
+HK$2,041/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$77,420/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,955
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,042
−HK$1,104/mo
Today · 4.125%
HK$37,146
baseline
▲ 0.50% · 4.625%
HK$39,407
+HK$2,261/mo
Deposit HK$852K · loan HK$7.66M · min. income ≈ HK$74,292/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,887
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,929
−HK$1,058/mo
Today · 4.125%
HK$40,987
baseline
▲ 0.50% · 4.625%
HK$43,148
+HK$2,161/mo
Deposit HK$852K · loan HK$7.66M · min. income ≈ HK$81,974/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,487 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).