▼ 0.50% · 3.625%
HK$19,124
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,719
−HK$604/mo
Today · 4.125%
HK$20,323
baseline
▲ 0.50% · 4.625%
HK$21,560
+HK$1,237/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,646/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,275
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,846
−HK$579/mo
Today · 4.125%
HK$22,425
baseline
▲ 0.50% · 4.625%
HK$23,607
+HK$1,182/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,850/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,036
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,691
−HK$664/mo
Today · 4.125%
HK$22,355
baseline
▲ 0.50% · 4.625%
HK$23,716
+HK$1,361/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$44,710/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,403
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,030
−HK$637/mo
Today · 4.125%
HK$24,667
baseline
▲ 0.50% · 4.625%
HK$25,967
+HK$1,300/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$49,334/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,949
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,662
−HK$726/mo
Today · 4.125%
HK$24,388
baseline
▲ 0.50% · 4.625%
HK$25,872
+HK$1,484/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$48,776/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,530
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,215
−HK$694/mo
Today · 4.125%
HK$26,909
baseline
▲ 0.50% · 4.625%
HK$28,328
+HK$1,419/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$53,818/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,861
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,634
−HK$786/mo
Today · 4.125%
HK$26,420
baseline
▲ 0.50% · 4.625%
HK$28,028
+HK$1,608/mo
Deposit HK$2.94M · loan HK$5.45M · min. income ≈ HK$52,840/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,658
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,399
−HK$753/mo
Today · 4.125%
HK$29,152
baseline
▲ 0.50% · 4.625%
HK$30,689
+HK$1,537/mo
Deposit HK$2.94M · loan HK$5.45M · min. income ≈ HK$58,304/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,773
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,606
−HK$846/mo
Today · 4.125%
HK$28,452
baseline
▲ 0.50% · 4.625%
HK$30,184
+HK$1,732/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$56,904/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,785
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,584
−HK$810/mo
Today · 4.125%
HK$31,394
baseline
▲ 0.50% · 4.625%
HK$33,049
+HK$1,655/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$62,788/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,686
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,578
−HK$907/mo
Today · 4.125%
HK$30,485
baseline
▲ 0.50% · 4.625%
HK$32,340
+HK$1,855/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$60,970/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,913
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,769
−HK$868/mo
Today · 4.125%
HK$33,637
baseline
▲ 0.50% · 4.625%
HK$35,410
+HK$1,773/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$67,274/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,598
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,550
−HK$967/mo
Today · 4.125%
HK$32,517
baseline
▲ 0.50% · 4.625%
HK$34,496
+HK$1,979/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$65,034/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,040
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,953
−HK$926/mo
Today · 4.125%
HK$35,879
baseline
▲ 0.50% · 4.625%
HK$37,770
+HK$1,891/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$71,758/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,511
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,522
−HK$1,027/mo
Today · 4.125%
HK$34,549
baseline
▲ 0.50% · 4.625%
HK$36,652
+HK$2,103/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$69,098/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,168
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,138
−HK$984/mo
Today · 4.125%
HK$38,122
baseline
▲ 0.50% · 4.625%
HK$40,131
+HK$2,009/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$76,244/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,423
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,494
−HK$1,088/mo
Today · 4.125%
HK$36,582
baseline
▲ 0.50% · 4.625%
HK$38,807
+HK$2,225/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$73,164/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,295
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,322
−HK$1,042/mo
Today · 4.125%
HK$40,364
baseline
▲ 0.50% · 4.625%
HK$42,492
+HK$2,128/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$80,728/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,602 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).