▼ 0.50% · 3.625%
HK$19,037
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,629
−HK$601/mo
Today · 4.125%
HK$20,230
baseline
▲ 0.50% · 4.625%
HK$21,461
+HK$1,231/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,460/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,178
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,746
−HK$576/mo
Today · 4.125%
HK$22,322
baseline
▲ 0.50% · 4.625%
HK$23,499
+HK$1,177/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,644/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,940
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,592
−HK$661/mo
Today · 4.125%
HK$22,253
baseline
▲ 0.50% · 4.625%
HK$23,608
+HK$1,355/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$44,506/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,296
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,921
−HK$633/mo
Today · 4.125%
HK$24,554
baseline
▲ 0.50% · 4.625%
HK$25,849
+HK$1,295/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$49,108/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,844
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,555
−HK$721/mo
Today · 4.125%
HK$24,276
baseline
▲ 0.50% · 4.625%
HK$25,754
+HK$1,478/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,552/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,414
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,095
−HK$692/mo
Today · 4.125%
HK$26,787
baseline
▲ 0.50% · 4.625%
HK$28,199
+HK$1,412/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,574/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,748
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,517
−HK$783/mo
Today · 4.125%
HK$26,300
baseline
▲ 0.50% · 4.625%
HK$27,900
+HK$1,600/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$52,600/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,532
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,270
−HK$749/mo
Today · 4.125%
HK$29,019
baseline
▲ 0.50% · 4.625%
HK$30,549
+HK$1,530/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$58,038/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,651
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,480
−HK$843/mo
Today · 4.125%
HK$28,323
baseline
▲ 0.50% · 4.625%
HK$30,046
+HK$1,723/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,646/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,649
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,444
−HK$807/mo
Today · 4.125%
HK$31,251
baseline
▲ 0.50% · 4.625%
HK$32,898
+HK$1,647/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,502/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,555
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,443
−HK$903/mo
Today · 4.125%
HK$30,346
baseline
▲ 0.50% · 4.625%
HK$32,192
+HK$1,846/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$60,692/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,767
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,619
−HK$864/mo
Today · 4.125%
HK$33,483
baseline
▲ 0.50% · 4.625%
HK$35,248
+HK$1,765/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$66,966/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,459
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,406
−HK$963/mo
Today · 4.125%
HK$32,369
baseline
▲ 0.50% · 4.625%
HK$34,338
+HK$1,969/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,738/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,885
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,794
−HK$922/mo
Today · 4.125%
HK$35,716
baseline
▲ 0.50% · 4.625%
HK$37,598
+HK$1,882/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,432/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,362
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,369
−HK$1,023/mo
Today · 4.125%
HK$34,392
baseline
▲ 0.50% · 4.625%
HK$36,484
+HK$2,092/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$68,784/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,003
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,968
−HK$980/mo
Today · 4.125%
HK$37,948
baseline
▲ 0.50% · 4.625%
HK$39,948
+HK$2,000/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$75,896/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,266
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,332
−HK$1,083/mo
Today · 4.125%
HK$36,415
baseline
▲ 0.50% · 4.625%
HK$38,630
+HK$2,215/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$72,830/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,121
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,143
−HK$1,037/mo
Today · 4.125%
HK$40,180
baseline
▲ 0.50% · 4.625%
HK$42,298
+HK$2,118/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$80,360/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,455 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).