▼ 0.50% · 3.625%
HK$18,187
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,752
−HK$575/mo
Today · 4.125%
HK$19,327
baseline
▲ 0.50% · 4.625%
HK$20,503
+HK$1,176/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,654/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,233
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,775
−HK$551/mo
Today · 4.125%
HK$21,326
baseline
▲ 0.50% · 4.625%
HK$22,450
+HK$1,124/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,652/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,005
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,628
−HK$632/mo
Today · 4.125%
HK$21,260
baseline
▲ 0.50% · 4.625%
HK$22,553
+HK$1,293/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,520/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,256
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,853
−HK$605/mo
Today · 4.125%
HK$23,458
baseline
▲ 0.50% · 4.625%
HK$24,695
+HK$1,237/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,916/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,824
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,503
−HK$690/mo
Today · 4.125%
HK$23,193
baseline
▲ 0.50% · 4.625%
HK$24,604
+HK$1,411/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$46,386/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,279
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,930
−HK$661/mo
Today · 4.125%
HK$25,591
baseline
▲ 0.50% · 4.625%
HK$26,940
+HK$1,349/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$51,182/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,643
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,378
−HK$747/mo
Today · 4.125%
HK$25,125
baseline
▲ 0.50% · 4.625%
HK$26,654
+HK$1,529/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,250/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,302
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$27,008
−HK$715/mo
Today · 4.125%
HK$27,723
baseline
▲ 0.50% · 4.625%
HK$29,185
+HK$1,462/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,446/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,461
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,253
−HK$805/mo
Today · 4.125%
HK$27,058
baseline
▲ 0.50% · 4.625%
HK$28,704
+HK$1,646/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,116/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,326
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,085
−HK$771/mo
Today · 4.125%
HK$29,856
baseline
▲ 0.50% · 4.625%
HK$31,430
+HK$1,574/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,712/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,280
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,129
−HK$862/mo
Today · 4.125%
HK$28,991
baseline
▲ 0.50% · 4.625%
HK$30,755
+HK$1,764/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$57,982/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,349
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,163
−HK$825/mo
Today · 4.125%
HK$31,988
baseline
▲ 0.50% · 4.625%
HK$33,675
+HK$1,687/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$63,976/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,099
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$30,004
−HK$919/mo
Today · 4.125%
HK$30,923
baseline
▲ 0.50% · 4.625%
HK$32,805
+HK$1,882/mo
Deposit HK$1.60M · loan HK$6.38M · min. income ≈ HK$61,846/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,372
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,240
−HK$881/mo
Today · 4.125%
HK$34,121
baseline
▲ 0.50% · 4.625%
HK$35,920
+HK$1,799/mo
Deposit HK$1.60M · loan HK$6.38M · min. income ≈ HK$68,242/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,917
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,879
−HK$977/mo
Today · 4.125%
HK$32,856
baseline
▲ 0.50% · 4.625%
HK$34,855
+HK$1,999/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$65,712/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,395
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,318
−HK$936/mo
Today · 4.125%
HK$36,254
baseline
▲ 0.50% · 4.625%
HK$38,165
+HK$1,911/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$72,508/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,736
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,754
−HK$1,035/mo
Today · 4.125%
HK$34,789
baseline
▲ 0.50% · 4.625%
HK$36,906
+HK$2,117/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$69,578/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,419
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,395
−HK$991/mo
Today · 4.125%
HK$38,386
baseline
▲ 0.50% · 4.625%
HK$40,409
+HK$2,023/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$76,772/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,272 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).