▼ 0.50% · 3.625%
HK$19,857
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,475
−HK$627/mo
Today · 4.125%
HK$21,102
baseline
▲ 0.50% · 4.625%
HK$22,386
+HK$1,284/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,204/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,091
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,683
−HK$601/mo
Today · 4.125%
HK$23,284
baseline
▲ 0.50% · 4.625%
HK$24,512
+HK$1,228/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,568/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,843
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,522
−HK$691/mo
Today · 4.125%
HK$23,213
baseline
▲ 0.50% · 4.625%
HK$24,625
+HK$1,412/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,426/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,300
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,952
−HK$661/mo
Today · 4.125%
HK$25,613
baseline
▲ 0.50% · 4.625%
HK$26,963
+HK$1,350/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,226/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,829
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,570
−HK$753/mo
Today · 4.125%
HK$25,323
baseline
▲ 0.50% · 4.625%
HK$26,864
+HK$1,541/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,646/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$261,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,509
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,220
−HK$721/mo
Today · 4.125%
HK$27,941
baseline
▲ 0.50% · 4.625%
HK$29,414
+HK$1,473/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,882/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$261,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,814
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,617
−HK$816/mo
Today · 4.125%
HK$27,433
baseline
▲ 0.50% · 4.625%
HK$29,102
+HK$1,669/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$54,866/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,718
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,488
−HK$782/mo
Today · 4.125%
HK$30,270
baseline
▲ 0.50% · 4.625%
HK$31,865
+HK$1,595/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$60,540/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,800
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,665
−HK$878/mo
Today · 4.125%
HK$29,543
baseline
▲ 0.50% · 4.625%
HK$31,341
+HK$1,798/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$59,086/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,927
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,757
−HK$841/mo
Today · 4.125%
HK$32,598
baseline
▲ 0.50% · 4.625%
HK$34,316
+HK$1,718/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$65,196/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,786
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,712
−HK$942/mo
Today · 4.125%
HK$31,654
baseline
▲ 0.50% · 4.625%
HK$33,580
+HK$1,926/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$63,308/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,136
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,025
−HK$902/mo
Today · 4.125%
HK$34,927
baseline
▲ 0.50% · 4.625%
HK$36,768
+HK$1,841/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$69,854/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,771
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,760
−HK$1,004/mo
Today · 4.125%
HK$33,764
baseline
▲ 0.50% · 4.625%
HK$35,818
+HK$2,054/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$67,528/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,345
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,293
−HK$962/mo
Today · 4.125%
HK$37,255
baseline
▲ 0.50% · 4.625%
HK$39,219
+HK$1,964/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$74,510/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,757
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,807
−HK$1,067/mo
Today · 4.125%
HK$35,874
baseline
▲ 0.50% · 4.625%
HK$38,057
+HK$2,183/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$71,748/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,555
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,562
−HK$1,021/mo
Today · 4.125%
HK$39,583
baseline
▲ 0.50% · 4.625%
HK$41,670
+HK$2,087/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$79,166/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,743
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,855
−HK$1,129/mo
Today · 4.125%
HK$37,984
baseline
▲ 0.50% · 4.625%
HK$40,296
+HK$2,312/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$75,968/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,764
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,830
−HK$1,082/mo
Today · 4.125%
HK$41,912
baseline
▲ 0.50% · 4.625%
HK$44,121
+HK$2,209/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$83,824/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,249 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).