▼ 0.50% · 3.625%
HK$19,017
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,609
−HK$601/mo
Today · 4.125%
HK$20,210
baseline
▲ 0.50% · 4.625%
HK$21,439
+HK$1,229/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,420/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,156
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,724
−HK$575/mo
Today · 4.125%
HK$22,299
baseline
▲ 0.50% · 4.625%
HK$23,475
+HK$1,176/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,598/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,919
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,570
−HK$661/mo
Today · 4.125%
HK$22,231
baseline
▲ 0.50% · 4.625%
HK$23,583
+HK$1,352/mo
Deposit HK$3.75M · loan HK$4.59M · min. income ≈ HK$44,462/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,272
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,896
−HK$633/mo
Today · 4.125%
HK$24,529
baseline
▲ 0.50% · 4.625%
HK$25,822
+HK$1,293/mo
Deposit HK$3.75M · loan HK$4.59M · min. income ≈ HK$49,058/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,821
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,531
−HK$721/mo
Today · 4.125%
HK$24,252
baseline
▲ 0.50% · 4.625%
HK$25,727
+HK$1,475/mo
Deposit HK$3.34M · loan HK$5.00M · min. income ≈ HK$48,504/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,388
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,069
−HK$690/mo
Today · 4.125%
HK$26,759
baseline
▲ 0.50% · 4.625%
HK$28,170
+HK$1,411/mo
Deposit HK$3.34M · loan HK$5.00M · min. income ≈ HK$53,518/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,722
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,491
−HK$782/mo
Today · 4.125%
HK$26,273
baseline
▲ 0.50% · 4.625%
HK$27,871
+HK$1,598/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$52,546/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,503
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,241
−HK$748/mo
Today · 4.125%
HK$28,989
baseline
▲ 0.50% · 4.625%
HK$30,517
+HK$1,528/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$57,978/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,624
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,452
−HK$842/mo
Today · 4.125%
HK$28,294
baseline
▲ 0.50% · 4.625%
HK$30,015
+HK$1,721/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,588/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,619
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,413
−HK$806/mo
Today · 4.125%
HK$31,219
baseline
▲ 0.50% · 4.625%
HK$32,865
+HK$1,646/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,438/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,526
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,413
−HK$902/mo
Today · 4.125%
HK$30,315
baseline
▲ 0.50% · 4.625%
HK$32,159
+HK$1,844/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$60,630/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,735
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,586
−HK$863/mo
Today · 4.125%
HK$33,449
baseline
▲ 0.50% · 4.625%
HK$35,212
+HK$1,763/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$66,898/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,428
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,374
−HK$962/mo
Today · 4.125%
HK$32,336
baseline
▲ 0.50% · 4.625%
HK$34,303
+HK$1,967/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$64,672/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,850
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,758
−HK$921/mo
Today · 4.125%
HK$35,679
baseline
▲ 0.50% · 4.625%
HK$37,560
+HK$1,881/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$71,358/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,329
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,335
−HK$1,022/mo
Today · 4.125%
HK$34,357
baseline
▲ 0.50% · 4.625%
HK$36,447
+HK$2,090/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$68,714/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,966
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,931
−HK$978/mo
Today · 4.125%
HK$37,909
baseline
▲ 0.50% · 4.625%
HK$39,907
+HK$1,998/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$75,818/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,231
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,296
−HK$1,082/mo
Today · 4.125%
HK$36,378
baseline
▲ 0.50% · 4.625%
HK$38,591
+HK$2,213/mo
Deposit HK$834K · loan HK$7.51M · min. income ≈ HK$72,756/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,082
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,103
−HK$1,036/mo
Today · 4.125%
HK$40,139
baseline
▲ 0.50% · 4.625%
HK$42,255
+HK$2,116/mo
Deposit HK$834K · loan HK$7.51M · min. income ≈ HK$80,278/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,199 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).