▼ 0.50% · 3.625%
HK$19,464
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,069
−HK$615/mo
Today · 4.125%
HK$20,684
baseline
▲ 0.50% · 4.625%
HK$21,943
+HK$1,259/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,368/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$256,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,653
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,234
−HK$589/mo
Today · 4.125%
HK$22,823
baseline
▲ 0.50% · 4.625%
HK$24,026
+HK$1,203/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,646/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$256,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,410
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,076
−HK$677/mo
Today · 4.125%
HK$22,753
baseline
▲ 0.50% · 4.625%
HK$24,137
+HK$1,384/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$45,506/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,819
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,457
−HK$648/mo
Today · 4.125%
HK$25,105
baseline
▲ 0.50% · 4.625%
HK$26,429
+HK$1,324/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$50,210/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,357
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,083
−HK$738/mo
Today · 4.125%
HK$24,821
baseline
▲ 0.50% · 4.625%
HK$26,331
+HK$1,510/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$49,642/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,984
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,681
−HK$707/mo
Today · 4.125%
HK$27,388
baseline
▲ 0.50% · 4.625%
HK$28,831
+HK$1,443/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$54,776/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,303
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,090
−HK$800/mo
Today · 4.125%
HK$26,890
baseline
▲ 0.50% · 4.625%
HK$28,526
+HK$1,636/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,780/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$256,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,149
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,904
−HK$766/mo
Today · 4.125%
HK$29,670
baseline
▲ 0.50% · 4.625%
HK$31,234
+HK$1,564/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,340/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$256,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,249
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,097
−HK$861/mo
Today · 4.125%
HK$28,958
baseline
▲ 0.50% · 4.625%
HK$30,720
+HK$1,762/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,916/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,315
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,128
−HK$824/mo
Today · 4.125%
HK$31,952
baseline
▲ 0.50% · 4.625%
HK$33,637
+HK$1,685/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,904/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,196
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,104
−HK$922/mo
Today · 4.125%
HK$31,026
baseline
▲ 0.50% · 4.625%
HK$32,914
+HK$1,888/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$62,052/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,480
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,351
−HK$884/mo
Today · 4.125%
HK$34,235
baseline
▲ 0.50% · 4.625%
HK$36,039
+HK$1,804/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$68,470/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,142
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,111
−HK$984/mo
Today · 4.125%
HK$33,095
baseline
▲ 0.50% · 4.625%
HK$35,109
+HK$2,014/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,190/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,645
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,574
−HK$943/mo
Today · 4.125%
HK$36,517
baseline
▲ 0.50% · 4.625%
HK$38,442
+HK$1,925/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,034/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,088
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,118
−HK$1,045/mo
Today · 4.125%
HK$35,163
baseline
▲ 0.50% · 4.625%
HK$37,303
+HK$2,140/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,326/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,810
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,798
−HK$1,001/mo
Today · 4.125%
HK$38,799
baseline
▲ 0.50% · 4.625%
HK$40,844
+HK$2,045/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,598/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,035
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,125
−HK$1,107/mo
Today · 4.125%
HK$37,232
baseline
▲ 0.50% · 4.625%
HK$39,497
+HK$2,265/mo
Deposit HK$854K · loan HK$7.68M · min. income ≈ HK$74,464/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,976
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,021
−HK$1,061/mo
Today · 4.125%
HK$41,082
baseline
▲ 0.50% · 4.625%
HK$43,247
+HK$2,165/mo
Deposit HK$854K · loan HK$7.68M · min. income ≈ HK$82,164/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,074 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).