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At today's rate and a 90% mortgage, the deposit on this unit is about HK$560K, with repayments around HK$24,435/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$48,870/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$126,044 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- C
- Saleable Area
- 375 Saleable ft²
- Gross Area
- 506 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-15 | HK$5.93M | +5.9% 1.4y |
| 2025-01-21 | HK$5.60M | +0.0% 7.4y · 0.0%/yr |
| 2017-10-03 | HK$5.60M | +101.4% 20.5y · 5.0%/yr |
| 1997-04-16 | HK$2.78M | — |