Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$633K, with repayments around HK$27,627/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$633K · loan HK$5.70M · min. income ≈ HK$55,254/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$168,375 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- H
- Saleable Area
- 522 Saleable ft²
- Gross Area
- 701 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-15 | HK$5.41M | +2.8% 7.9y · 0.0%/yr |
| 2016-05-10 | HK$5.26M | +25.8% 3.5y · 8.0%/yr |
| 2012-11-29 | HK$4.18M | +31.4% |
| 2010-08-20 | HK$3.18M | +20.5% |
| 2010-03-01 | HK$2.64M | −9.0% |
| 1997-01-20 | HK$2.90M | — |