▼ 0.50% · 3.625%
HK$16,620
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,137
−HK$525/mo
Today · 4.125%
HK$17,662
baseline
▲ 0.50% · 4.625%
HK$18,737
+HK$1,075/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,324/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,489
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,985
−HK$503/mo
Today · 4.125%
HK$19,488
baseline
▲ 0.50% · 4.625%
HK$20,515
+HK$1,027/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,976/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,282
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,850
−HK$578/mo
Today · 4.125%
HK$19,428
baseline
▲ 0.50% · 4.625%
HK$20,610
+HK$1,182/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$38,856/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,338
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,884
−HK$553/mo
Today · 4.125%
HK$21,437
baseline
▲ 0.50% · 4.625%
HK$22,567
+HK$1,130/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$42,874/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,944
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,564
−HK$630/mo
Today · 4.125%
HK$21,194
baseline
▲ 0.50% · 4.625%
HK$22,484
+HK$1,290/mo
Deposit HK$2.92M · loan HK$4.37M · min. income ≈ HK$42,388/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,187
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,782
−HK$604/mo
Today · 4.125%
HK$23,386
baseline
▲ 0.50% · 4.625%
HK$24,618
+HK$1,232/mo
Deposit HK$2.92M · loan HK$4.37M · min. income ≈ HK$46,772/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,606
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,278
−HK$682/mo
Today · 4.125%
HK$22,960
baseline
▲ 0.50% · 4.625%
HK$24,358
+HK$1,398/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$45,920/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,036
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,681
−HK$654/mo
Today · 4.125%
HK$25,335
baseline
▲ 0.50% · 4.625%
HK$26,670
+HK$1,335/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$50,670/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,268
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,991
−HK$736/mo
Today · 4.125%
HK$24,727
baseline
▲ 0.50% · 4.625%
HK$26,231
+HK$1,504/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$49,454/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,885
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,579
−HK$704/mo
Today · 4.125%
HK$27,283
baseline
▲ 0.50% · 4.625%
HK$28,722
+HK$1,439/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$54,566/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,930
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,705
−HK$788/mo
Today · 4.125%
HK$26,493
baseline
▲ 0.50% · 4.625%
HK$28,105
+HK$1,612/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$52,986/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,734
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,478
−HK$754/mo
Today · 4.125%
HK$29,232
baseline
▲ 0.50% · 4.625%
HK$30,773
+HK$1,541/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$58,464/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,591
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,419
−HK$840/mo
Today · 4.125%
HK$28,259
baseline
▲ 0.50% · 4.625%
HK$29,978
+HK$1,719/mo
Deposit HK$1.46M · loan HK$5.83M · min. income ≈ HK$56,518/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,583
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,376
−HK$805/mo
Today · 4.125%
HK$31,181
baseline
▲ 0.50% · 4.625%
HK$32,825
+HK$1,644/mo
Deposit HK$1.46M · loan HK$5.83M · min. income ≈ HK$62,362/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,253
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,132
−HK$893/mo
Today · 4.125%
HK$30,025
baseline
▲ 0.50% · 4.625%
HK$31,852
+HK$1,827/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$60,050/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,432
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,275
−HK$855/mo
Today · 4.125%
HK$33,130
baseline
▲ 0.50% · 4.625%
HK$34,876
+HK$1,746/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$66,260/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,915
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,846
−HK$945/mo
Today · 4.125%
HK$31,791
baseline
▲ 0.50% · 4.625%
HK$33,726
+HK$1,935/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$63,582/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,281
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,173
−HK$906/mo
Today · 4.125%
HK$35,079
baseline
▲ 0.50% · 4.625%
HK$36,928
+HK$1,849/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$70,158/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,656 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).