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At today's rate and a 90% mortgage, the deposit on this unit is about HK$546K, with repayments around HK$23,825/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$546K · loan HK$4.92M · min. income ≈ HK$47,650/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$122,899 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- G
- Saleable Area
- 381 Saleable ft²
- Gross Area
- 516 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-18 | HK$4.58M | +3.4% 8.3y · 0.0%/yr |
| 2016-08-15 | HK$4.43M | +68.4% 5.3y · 13.0%/yr |
| 2011-05-12 | HK$2.63M | +21.8% |
| 2010-08-27 | HK$2.16M | +53.2% |
| 2004-11-17 | HK$1.41M | +25.9% |
| 2003-01-29 | HK$1.12M | — |