Home Sha Tin District WAI WAH CENTRE BLOCK 4

20/F C

Sha Tin District · New Territories East

Switch unit

Floor

4/F A 358 ft² 4/F B 358 ft² 4/F C 308 ft² 4/F D 308 ft² 4/F E 358 ft² 4/F G 297 ft² 4/F H 297 ft² 5/F A 358 ft² 5/F B 358 ft² 5/F C 308 ft² 5/F D 308 ft² 5/F E 358 ft² 5/F F 358 ft² 5/F G 297 ft² 5/F H 299 ft² 6/F A 358 ft² 6/F B 358 ft² 6/F D 308 ft² 6/F E 358 ft² 6/F F 358 ft² 7/F A 358 ft² 7/F C 308 ft² 7/F D 308 ft² 7/F E 358 ft² 7/F F 358 ft² 7/F G 297 ft² 7/F H 297 ft² 8/F A 357 ft² 8/F B 358 ft² 8/F C 308 ft² 8/F D 308 ft² 8/F E 357 ft² 8/F F 358 ft² 8/F G 297 ft² 9/F B 358 ft² 9/F C 308 ft² 9/F D 308 ft² 9/F E 358 ft² 9/F F 358 ft² 9/F G 297 ft² 9/F H 297 ft² 10/F B 358 ft² 10/F C 308 ft² 10/F E 357 ft² 10/F F 358 ft² 10/F G 297 ft² 11/F A 358 ft² 11/F B 358 ft² 11/F C 308 ft² 11/F E 358 ft² 11/F F 358 ft² 11/F G 299 ft² 12/F A 358 ft² 12/F B 357 ft² 12/F C 308 ft² 12/F D 308 ft² 12/F E 358 ft² 12/F F 358 ft² 12/F G 297 ft² 12/F H 297 ft² 13/F A 358 ft² 13/F C 308 ft² 13/F D 308 ft² 13/F E 358 ft² 13/F F 358 ft² 13/F G 297 ft² 14/F B 357 ft² 14/F C 308 ft² 14/F D 308 ft² 14/F E 358 ft² 14/F G 297 ft² 14/F H 297 ft² 14/F F 358 ft² 15/F A 358 ft² 15/F B 358 ft² 15/F C 308 ft² 15/F D 308 ft² 15/F F 357 ft² 15/F G 297 ft² 16/F A 358 ft² 16/F B 358 ft² 16/F C 308 ft² 16/F E 357 ft² 16/F F 358 ft² 16/F G 297 ft² 16/F H 297 ft² 17/F A 358 ft² 17/F C 308 ft² 17/F D 308 ft² 17/F F 358 ft² 17/F G 297 ft² 17/F H 297 ft² 18/F A 358 ft² 18/F B 358 ft² 18/F C 308 ft² 18/F D 308 ft² 18/F E 358 ft² 18/F F 358 ft² 18/F G 297 ft² 18/F H 297 ft² 19/F A 358 ft² 19/F B 358 ft² 19/F D 308 ft² 19/F E 358 ft² 19/F H 297 ft² 20/F A 358 ft² 20/F B 358 ft² 20/F C 308 ft² 20/F E 358 ft² 20/F F 358 ft² 20/F G 297 ft² 20/F H 297 ft² 21/F A 358 ft² 21/F B 358 ft² 21/F C 308 ft² 21/F D 308 ft² 21/F E 358 ft² 21/F F 358 ft² 21/F G 297 ft² 21/F H 297 ft² 22/F A 358 ft² 22/F B 358 ft² 22/F C 308 ft² 22/F E 358 ft² 22/F F 357 ft² 22/F G 299 ft² 22/F H 297 ft² 23/F A 357 ft² 23/F B 358 ft² 23/F C 308 ft² 23/F D 308 ft² 23/F E 357 ft² 23/F G 297 ft² 24/F A 358 ft² 24/F B 358 ft² 24/F C 308 ft² 24/F E 358 ft² 24/F F 358 ft² 25/F A 358 ft² 25/F B 357 ft² 25/F C 308 ft² 25/F D 308 ft² 25/F E 357 ft² 25/F F 358 ft² 26/F A 358 ft² 26/F B 358 ft² 26/F C 308 ft² 26/F D 308 ft² 26/F E 358 ft² 26/F F 358 ft² 26/F H 297 ft² 27/F A 357 ft² 27/F B 358 ft² 27/F D 308 ft² 27/F E 358 ft² 27/F G 297 ft² 28/F A 357 ft² 28/F B 358 ft² 28/F C 308 ft² 28/F D 308 ft² 28/F F 358 ft² 28/F G 297 ft² 28/F H 297 ft² 29/F B 358 ft² 29/F C 308 ft² 29/F D 308 ft² 29/F E 358 ft² 29/F G 297 ft² 29/F H 297 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.65M

≈ HK$15,104 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$465K, with repayments around HK$20,291/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$19,094

−HK$1,197/mo

▼ 0.25% · 3.875%

HK$19,688

−HK$603/mo

Today · 4.125%

HK$20,291

baseline

▲ 0.50% · 4.625%

HK$21,526

+HK$1,235/mo

Deposit HK$465K · loan HK$4.19M · min. income ≈ HK$40,582/mo (50% DSR)

Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$82,703 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sha Tin Station

≈ 2 min walk · 112 m

Education

schools within 1 km (4 within 500 m)

Daily convenience

within 1 km (14 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Sha Tin Station Station.

Family-friendly — 36 schools within a 1 km walk.

Everyday convenience — 31 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: C
Saleable Area: 308 Saleable ft²
Gross Area: 417 ft²
Efficiency: 74%
District: Sha Tin District · New Territories East
School net (POA): 91

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2021-04-28	HK$5.90M	+26.1% 3.8y · 7.0%/yr	HK$19,156	HK$14,149
2017-07-20	HK$4.68M	+234.3% 10.0y · 23.0%/yr	HK$15,195	HK$11,223
2007-07-25	HK$1.40M	+1.4%	HK$4,546	HK$3,357
2006-05-03	HK$1.38M	+20.0%	HK$4,480	HK$3,309
2002-04-04	HK$1.15M	+5.5%	HK$3,734	HK$2,758
2002-02-06	HK$1.09M	—	HK$3,539	HK$2,614

Other appraised units in this building

Data sourced from Renavon.com