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At today's rate and a 90% mortgage, the deposit on this unit is about HK$414K, with repayments around HK$18,067/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$414K · loan HK$3.73M · min. income ≈ HK$36,134/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$28,497 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- H
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 404 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-12 | HK$4.55M | +34.6% 10.1y |
| 2016-04-27 | HK$3.38M | +26.1% 4.1y · 6.0%/yr |
| 2012-03-23 | HK$2.68M | +83.6% |
| 2009-07-03 | HK$1.46M | +8.1% |
| 2009-06-03 | HK$1.35M | +12.5% |
| 2008-11-11 | HK$1.20M | +10.1% |
| 2007-04-26 | HK$1.09M | −35.1% |
| 1998-05-25 | HK$1.68M | — |