Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$427K, with repayments around HK$18,610/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$37,220/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$53,401 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- G
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 404 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-19 | HK$5.45M | +37.3% 4.4y · 8.0%/yr |
| 2016-09-01 | HK$3.97M | +24.4% 3.6y · 7.0%/yr |
| 2013-02-08 | HK$3.19M | +67.9% |
| 2009-10-15 | HK$1.90M | +8.6% |
| 2009-08-11 | HK$1.75M | +31.6% |
| 2005-07-13 | HK$1.33M | +11.8% |
| 2001-09-18 | HK$1.19M | −35.0% |
| 1996-08-30 | HK$1.83M | — |