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At today's rate and a 90% mortgage, the deposit on this unit is about HK$419K, with repayments around HK$18,281/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$419K · loan HK$3.77M · min. income ≈ HK$36,562/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$38,337 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- H
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 404 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-14 | HK$5.38M | +10.3% 3.8y · 3.0%/yr |
| 2018-02-07 | HK$4.88M | +42.7% 4.0y · 11.0%/yr |
| 2014-01-15 | HK$3.42M | +55.5% |
| 2011-02-02 | HK$2.20M | +10.0% |
| 2010-09-13 | HK$2.00M | −20.0% |
| 1997-08-22 | HK$2.50M | +11.1% |
| 1997-08-11 | HK$2.25M | — |