▼ 0.50% · 3.625%
HK$14,585
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,039
−HK$461/mo
Today · 4.125%
HK$15,500
baseline
▲ 0.50% · 4.625%
HK$16,443
+HK$943/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$31,000/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$174,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,226
−HK$876/mo
▼ 0.25% · 3.875%
HK$16,661
−HK$441/mo
Today · 4.125%
HK$17,102
baseline
▲ 0.50% · 4.625%
HK$18,004
+HK$902/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$34,204/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$174,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,044
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$16,543
−HK$507/mo
Today · 4.125%
HK$17,050
baseline
▲ 0.50% · 4.625%
HK$18,087
+HK$1,037/mo
Deposit HK$2.88M · loan HK$3.52M · min. income ≈ HK$34,100/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$174,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,848
−HK$965/mo
▼ 0.25% · 3.875%
HK$18,327
−HK$486/mo
Today · 4.125%
HK$18,813
baseline
▲ 0.50% · 4.625%
HK$19,804
+HK$991/mo
Deposit HK$2.88M · loan HK$3.52M · min. income ≈ HK$37,626/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$174,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,502
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,047
−HK$553/mo
Today · 4.125%
HK$18,600
baseline
▲ 0.50% · 4.625%
HK$19,731
+HK$1,131/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$37,200/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$174,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,471
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$19,993
−HK$530/mo
Today · 4.125%
HK$20,523
baseline
▲ 0.50% · 4.625%
HK$21,605
+HK$1,082/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$41,046/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$174,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,961
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,550
−HK$600/mo
Today · 4.125%
HK$20,150
baseline
▲ 0.50% · 4.625%
HK$21,376
+HK$1,226/mo
Deposit HK$2.24M · loan HK$4.16M · min. income ≈ HK$40,300/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$174,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,094
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,659
−HK$574/mo
Today · 4.125%
HK$22,233
baseline
▲ 0.50% · 4.625%
HK$23,405
+HK$1,172/mo
Deposit HK$2.24M · loan HK$4.16M · min. income ≈ HK$44,466/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$174,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,419
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,054
−HK$646/mo
Today · 4.125%
HK$21,700
baseline
▲ 0.50% · 4.625%
HK$23,020
+HK$1,320/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$43,400/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$174,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,716
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,325
−HK$618/mo
Today · 4.125%
HK$23,943
baseline
▲ 0.50% · 4.625%
HK$25,206
+HK$1,263/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$47,886/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$174,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,878
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,558
−HK$692/mo
Today · 4.125%
HK$23,250
baseline
▲ 0.50% · 4.625%
HK$24,664
+HK$1,414/mo
Deposit HK$1.60M · loan HK$4.80M · min. income ≈ HK$46,500/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$174,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,339
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,992
−HK$662/mo
Today · 4.125%
HK$25,654
baseline
▲ 0.50% · 4.625%
HK$27,006
+HK$1,352/mo
Deposit HK$1.60M · loan HK$4.80M · min. income ≈ HK$51,308/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$174,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,336
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,062
−HK$738/mo
Today · 4.125%
HK$24,800
baseline
▲ 0.50% · 4.625%
HK$26,309
+HK$1,509/mo
Deposit HK$1.28M · loan HK$5.12M · min. income ≈ HK$49,600/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$174,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,961
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,658
−HK$706/mo
Today · 4.125%
HK$27,364
baseline
▲ 0.50% · 4.625%
HK$28,806
+HK$1,442/mo
Deposit HK$1.28M · loan HK$5.12M · min. income ≈ HK$54,728/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$174,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,795
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,566
−HK$784/mo
Today · 4.125%
HK$26,350
baseline
▲ 0.50% · 4.625%
HK$27,953
+HK$1,603/mo
Deposit HK$959K · loan HK$5.44M · min. income ≈ HK$52,700/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$174,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,584
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,324
−HK$750/mo
Today · 4.125%
HK$29,074
baseline
▲ 0.50% · 4.625%
HK$30,607
+HK$1,533/mo
Deposit HK$959K · loan HK$5.44M · min. income ≈ HK$58,148/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$174,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,253
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,070
−HK$830/mo
Today · 4.125%
HK$27,900
baseline
▲ 0.50% · 4.625%
HK$29,597
+HK$1,697/mo
Deposit HK$640K · loan HK$5.76M · min. income ≈ HK$55,800/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$174,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,207
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,990
−HK$794/mo
Today · 4.125%
HK$30,784
baseline
▲ 0.50% · 4.625%
HK$32,407
+HK$1,623/mo
Deposit HK$640K · loan HK$5.76M · min. income ≈ HK$61,568/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$174,628 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).