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At today's rate and a 90% mortgage, the deposit on this unit is about HK$379K, with repayments around HK$16,524/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$379K · loan HK$3.41M · min. income ≈ HK$33,048/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- 5
- Saleable Area
- 274 Saleable ft²
- Gross Area
- 437 ft²
- Efficiency
- 63%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-06-14 | HK$4.80M | +182.4% 7.8y · 23.0%/yr |
| 2010-09-06 | HK$1.70M | +8.3% |
| 2009-09-10 | HK$1.57M | +12.9% |
| 2009-07-07 | HK$1.39M | +25.2% |
| 2007-03-31 | HK$1.11M | +60.9% |
| 2003-01-28 | HK$690K | −68.2% |
| 1997-11-20 | HK$2.17M | +13.0% |
| 1997-07-11 | HK$1.92M | — |