Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$403K, with repayments around HK$17,576/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$403K · loan HK$3.63M · min. income ≈ HK$35,152/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$5,999 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- 4
- Saleable Area
- 283 Saleable ft²
- Gross Area
- 440 ft²
- Efficiency
- 64%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-18 | HK$5.43M | +21.2% 3.9y · 5.0%/yr |
| 2017-05-05 | HK$4.48M | +118.5% 6.3y · 19.0%/yr |
| 2011-01-28 | HK$2.05M | +22.0% |
| 2010-03-08 | HK$1.68M | −18.4% |
| 1997-11-07 | HK$2.06M | +10.8% |
| 1997-06-25 | HK$1.86M | — |