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At today's rate and a 90% mortgage, the deposit on this unit is about HK$400K, with repayments around HK$17,435/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$400K · loan HK$3.60M · min. income ≈ HK$34,870/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- 5
- Saleable Area
- 274 Saleable ft²
- Gross Area
- 437 ft²
- Efficiency
- 63%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-23 | HK$4.15M | +25.8% 11.8y |
| 2014-09-26 | HK$3.30M | +63.4% |
| 2012-02-21 | HK$2.02M | +61.6% |
| 2009-03-11 | HK$1.25M | +13.6% |
| 2007-10-08 | HK$1.10M | +22.2% |
| 2004-07-28 | HK$900K | −53.8% |
| 1997-09-26 | HK$1.95M | +25.0% |
| 1997-03-14 | HK$1.56M | +24.8% |
| 1996-02-15 | HK$1.25M | — |