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At today's rate and a 90% mortgage, the deposit on this unit is about HK$449K, with repayments around HK$19,599/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,198/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,399 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-15 | HK$6.00M | +87.5% 5.7y · 15.0%/yr |
| 2015-02-03 | HK$3.20M | +48.8% |
| 2011-11-10 | HK$2.15M | +12.6% |
| 2010-11-09 | HK$1.91M | +20.9% |
| 2009-11-16 | HK$1.58M | +15.3% |
| 2007-12-21 | HK$1.37M | +7.0% |
| 2005-06-06 | HK$1.28M | +17.4% |
| 2004-04-17 | HK$1.09M | +38.0% |
| 2003-11-22 | HK$790K | −37.8% |
| 1999-07-09 | HK$1.27M | −42.0% |
| 1997-09-19 | HK$2.19M | — |