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At today's rate and a 90% mortgage, the deposit on this unit is about HK$480K, with repayments around HK$20,938/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$480K · loan HK$4.32M · min. income ≈ HK$41,876/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$97,534 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- G
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-11-26 | HK$5.70M | +54.1% 3.7y · 15.0%/yr |
| 2016-03-23 | HK$3.70M | +153.4% 8.6y · 18.0%/yr |
| 2007-08-31 | HK$1.46M | +41.7% |
| 2004-08-07 | HK$1.03M | −35.2% |
| 1996-11-13 | HK$1.59M | — |