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At today's rate and a 90% mortgage, the deposit on this unit is about HK$488K, with repayments around HK$21,275/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$42,550/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$105,247 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- D
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-19 | HK$6.20M | +47.6% 5.0y · 10.0%/yr |
| 2016-09-02 | HK$4.20M | +56.1% 4.2y · 13.0%/yr |
| 2012-06-05 | HK$2.69M | +65.0% |
| 2009-07-17 | HK$1.63M | +25.4% |
| 2005-09-22 | HK$1.30M | +18.2% |
| 2001-06-07 | HK$1.10M | — |