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At today's rate and a 90% mortgage, the deposit on this unit is about HK$498K, with repayments around HK$21,725/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$498K · loan HK$4.48M · min. income ≈ HK$43,450/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$112,067 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- G
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-08 | HK$6.27M | +4.5% 3.1y · 2.0%/yr |
| 2018-09-04 | HK$6.00M | +73.9% 4.5y · 17.0%/yr |
| 2014-03-14 | HK$3.45M | +92.7% |
| 2009-12-31 | HK$1.79M | +35.6% |
| 2008-11-18 | HK$1.32M | −4.3% |
| 2007-08-01 | HK$1.38M | +12.2% |
| 2005-10-08 | HK$1.23M | +0.8% |
| 2000-11-11 | HK$1.22M | −43.8% |
| 1997-05-09 | HK$2.17M | +16.7% |
| 1997-02-15 | HK$1.86M | — |