▼ 0.50% · 3.625%
HK$16,390
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,899
−HK$518/mo
Today · 4.125%
HK$17,417
baseline
▲ 0.50% · 4.625%
HK$18,477
+HK$1,060/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,834/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,233
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,722
−HK$496/mo
Today · 4.125%
HK$19,218
baseline
▲ 0.50% · 4.625%
HK$20,231
+HK$1,013/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,436/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,029
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,589
−HK$570/mo
Today · 4.125%
HK$19,159
baseline
▲ 0.50% · 4.625%
HK$20,325
+HK$1,166/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$38,318/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,057
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,594
−HK$546/mo
Today · 4.125%
HK$21,140
baseline
▲ 0.50% · 4.625%
HK$22,254
+HK$1,114/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$42,280/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,667
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,279
−HK$622/mo
Today · 4.125%
HK$20,901
baseline
▲ 0.50% · 4.625%
HK$22,173
+HK$1,272/mo
Deposit HK$2.88M · loan HK$4.31M · min. income ≈ HK$41,802/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,880
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,467
−HK$595/mo
Today · 4.125%
HK$23,062
baseline
▲ 0.50% · 4.625%
HK$24,278
+HK$1,216/mo
Deposit HK$2.88M · loan HK$4.31M · min. income ≈ HK$46,124/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,306
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,969
−HK$674/mo
Today · 4.125%
HK$22,643
baseline
▲ 0.50% · 4.625%
HK$24,020
+HK$1,377/mo
Deposit HK$2.52M · loan HK$4.67M · min. income ≈ HK$45,286/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,703
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,339
−HK$645/mo
Today · 4.125%
HK$24,984
baseline
▲ 0.50% · 4.625%
HK$26,301
+HK$1,317/mo
Deposit HK$2.52M · loan HK$4.67M · min. income ≈ HK$49,968/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,945
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,659
−HK$725/mo
Today · 4.125%
HK$24,384
baseline
▲ 0.50% · 4.625%
HK$25,868
+HK$1,484/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$48,768/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,526
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,211
−HK$695/mo
Today · 4.125%
HK$26,906
baseline
▲ 0.50% · 4.625%
HK$28,324
+HK$1,418/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$53,812/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,584
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,349
−HK$777/mo
Today · 4.125%
HK$26,126
baseline
▲ 0.50% · 4.625%
HK$27,716
+HK$1,590/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$52,252/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,350
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,083
−HK$744/mo
Today · 4.125%
HK$28,827
baseline
▲ 0.50% · 4.625%
HK$30,347
+HK$1,520/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$57,654/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,223
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,039
−HK$829/mo
Today · 4.125%
HK$27,868
baseline
▲ 0.50% · 4.625%
HK$29,563
+HK$1,695/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$55,736/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,173
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,956
−HK$793/mo
Today · 4.125%
HK$30,749
baseline
▲ 0.50% · 4.625%
HK$32,370
+HK$1,621/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$61,498/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,862
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,729
−HK$880/mo
Today · 4.125%
HK$29,609
baseline
▲ 0.50% · 4.625%
HK$31,411
+HK$1,802/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$59,218/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,996
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,828
−HK$843/mo
Today · 4.125%
HK$32,671
baseline
▲ 0.50% · 4.625%
HK$34,393
+HK$1,722/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$65,342/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,501
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,419
−HK$932/mo
Today · 4.125%
HK$31,351
baseline
▲ 0.50% · 4.625%
HK$33,259
+HK$1,908/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$62,702/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,820
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,700
−HK$893/mo
Today · 4.125%
HK$34,593
baseline
▲ 0.50% · 4.625%
HK$36,416
+HK$1,823/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$69,186/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,628 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).