▼ 0.50% · 3.625%
HK$15,420
−HK$967/mo
▼ 0.25% · 3.875%
HK$15,900
−HK$487/mo
Today · 4.125%
HK$16,387
baseline
▲ 0.50% · 4.625%
HK$17,384
+HK$997/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$32,774/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,155
−HK$926/mo
▼ 0.25% · 3.875%
HK$17,615
−HK$466/mo
Today · 4.125%
HK$18,081
baseline
▲ 0.50% · 4.625%
HK$19,034
+HK$953/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$36,162/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,962
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,490
−HK$536/mo
Today · 4.125%
HK$18,026
baseline
▲ 0.50% · 4.625%
HK$19,122
+HK$1,096/mo
Deposit HK$3.04M · loan HK$3.72M · min. income ≈ HK$36,052/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$202,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,870
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$19,376
−HK$513/mo
Today · 4.125%
HK$19,889
baseline
▲ 0.50% · 4.625%
HK$20,938
+HK$1,049/mo
Deposit HK$3.04M · loan HK$3.72M · min. income ≈ HK$39,778/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$202,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,504
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$19,079
−HK$585/mo
Today · 4.125%
HK$19,664
baseline
▲ 0.50% · 4.625%
HK$20,861
+HK$1,197/mo
Deposit HK$2.70M · loan HK$4.06M · min. income ≈ HK$39,328/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$202,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,585
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,137
−HK$561/mo
Today · 4.125%
HK$21,698
baseline
▲ 0.50% · 4.625%
HK$22,841
+HK$1,143/mo
Deposit HK$2.70M · loan HK$4.06M · min. income ≈ HK$43,396/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$202,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,046
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,669
−HK$634/mo
Today · 4.125%
HK$21,303
baseline
▲ 0.50% · 4.625%
HK$22,599
+HK$1,296/mo
Deposit HK$2.37M · loan HK$4.40M · min. income ≈ HK$42,606/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$202,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,301
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,899
−HK$607/mo
Today · 4.125%
HK$23,506
baseline
▲ 0.50% · 4.625%
HK$24,745
+HK$1,239/mo
Deposit HK$2.37M · loan HK$4.40M · min. income ≈ HK$47,012/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$202,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,588
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,259
−HK$683/mo
Today · 4.125%
HK$22,942
baseline
▲ 0.50% · 4.625%
HK$24,338
+HK$1,396/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$45,884/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,016
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,660
−HK$654/mo
Today · 4.125%
HK$25,314
baseline
▲ 0.50% · 4.625%
HK$26,648
+HK$1,334/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$50,628/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,130
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,849
−HK$731/mo
Today · 4.125%
HK$24,580
baseline
▲ 0.50% · 4.625%
HK$26,076
+HK$1,496/mo
Deposit HK$1.69M · loan HK$5.07M · min. income ≈ HK$49,160/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,732
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,422
−HK$700/mo
Today · 4.125%
HK$27,122
baseline
▲ 0.50% · 4.625%
HK$28,552
+HK$1,430/mo
Deposit HK$1.69M · loan HK$5.07M · min. income ≈ HK$54,244/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,672
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,439
−HK$780/mo
Today · 4.125%
HK$26,219
baseline
▲ 0.50% · 4.625%
HK$27,814
+HK$1,595/mo
Deposit HK$1.35M · loan HK$5.41M · min. income ≈ HK$52,438/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$202,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,447
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,183
−HK$747/mo
Today · 4.125%
HK$28,930
baseline
▲ 0.50% · 4.625%
HK$30,455
+HK$1,525/mo
Deposit HK$1.35M · loan HK$5.41M · min. income ≈ HK$57,860/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$202,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,214
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,029
−HK$829/mo
Today · 4.125%
HK$27,858
baseline
▲ 0.50% · 4.625%
HK$29,553
+HK$1,695/mo
Deposit HK$1.01M · loan HK$5.75M · min. income ≈ HK$55,716/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$202,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,163
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,945
−HK$793/mo
Today · 4.125%
HK$30,738
baseline
▲ 0.50% · 4.625%
HK$32,358
+HK$1,620/mo
Deposit HK$1.01M · loan HK$5.75M · min. income ≈ HK$61,476/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$202,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,756
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,619
−HK$877/mo
Today · 4.125%
HK$29,496
baseline
▲ 0.50% · 4.625%
HK$31,291
+HK$1,795/mo
Deposit HK$676K · loan HK$6.09M · min. income ≈ HK$58,992/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$202,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,878
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,706
−HK$840/mo
Today · 4.125%
HK$32,546
baseline
▲ 0.50% · 4.625%
HK$34,262
+HK$1,716/mo
Deposit HK$676K · loan HK$6.09M · min. income ≈ HK$65,092/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$202,871 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).