▼ 0.50% · 3.625%
HK$16,210
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$16,714
−HK$512/mo
Today · 4.125%
HK$17,226
baseline
▲ 0.50% · 4.625%
HK$18,274
+HK$1,048/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,452/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,033
−HK$974/mo
▼ 0.25% · 3.875%
HK$18,517
−HK$490/mo
Today · 4.125%
HK$19,007
baseline
▲ 0.50% · 4.625%
HK$20,009
+HK$1,002/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$38,014/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,831
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,385
−HK$564/mo
Today · 4.125%
HK$18,949
baseline
▲ 0.50% · 4.625%
HK$20,102
+HK$1,153/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$37,898/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,837
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,369
−HK$539/mo
Today · 4.125%
HK$20,908
baseline
▲ 0.50% · 4.625%
HK$22,010
+HK$1,102/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$41,816/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,452
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,057
−HK$615/mo
Today · 4.125%
HK$20,672
baseline
▲ 0.50% · 4.625%
HK$21,929
+HK$1,257/mo
Deposit HK$2.84M · loan HK$4.27M · min. income ≈ HK$41,344/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,640
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,220
−HK$589/mo
Today · 4.125%
HK$22,809
baseline
▲ 0.50% · 4.625%
HK$24,011
+HK$1,202/mo
Deposit HK$2.84M · loan HK$4.27M · min. income ≈ HK$45,618/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,073
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,728
−HK$666/mo
Today · 4.125%
HK$22,394
baseline
▲ 0.50% · 4.625%
HK$23,757
+HK$1,363/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$44,788/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,443
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,072
−HK$638/mo
Today · 4.125%
HK$24,710
baseline
▲ 0.50% · 4.625%
HK$26,012
+HK$1,302/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$49,420/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,694
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,400
−HK$717/mo
Today · 4.125%
HK$24,117
baseline
▲ 0.50% · 4.625%
HK$25,584
+HK$1,467/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$48,234/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,246
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,924
−HK$686/mo
Today · 4.125%
HK$26,610
baseline
▲ 0.50% · 4.625%
HK$28,013
+HK$1,403/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$53,220/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,315
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,071
−HK$768/mo
Today · 4.125%
HK$25,839
baseline
▲ 0.50% · 4.625%
HK$27,412
+HK$1,573/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$51,678/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,050
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,775
−HK$736/mo
Today · 4.125%
HK$28,511
baseline
▲ 0.50% · 4.625%
HK$30,014
+HK$1,503/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$57,022/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,936
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,742
−HK$820/mo
Today · 4.125%
HK$27,562
baseline
▲ 0.50% · 4.625%
HK$29,239
+HK$1,677/mo
Deposit HK$1.42M · loan HK$5.69M · min. income ≈ HK$55,124/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,853
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,627
−HK$785/mo
Today · 4.125%
HK$30,412
baseline
▲ 0.50% · 4.625%
HK$32,015
+HK$1,603/mo
Deposit HK$1.42M · loan HK$5.69M · min. income ≈ HK$60,824/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,557
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,414
−HK$871/mo
Today · 4.125%
HK$29,285
baseline
▲ 0.50% · 4.625%
HK$31,067
+HK$1,782/mo
Deposit HK$1.07M · loan HK$6.04M · min. income ≈ HK$58,570/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,656
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,479
−HK$834/mo
Today · 4.125%
HK$32,313
baseline
▲ 0.50% · 4.625%
HK$34,016
+HK$1,703/mo
Deposit HK$1.07M · loan HK$6.04M · min. income ≈ HK$64,626/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,178
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,085
−HK$922/mo
Today · 4.125%
HK$31,007
baseline
▲ 0.50% · 4.625%
HK$32,894
+HK$1,887/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$62,014/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,460
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,330
−HK$883/mo
Today · 4.125%
HK$34,213
baseline
▲ 0.50% · 4.625%
HK$36,017
+HK$1,804/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$68,426/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,263 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).