▼ 0.50% · 3.625%
HK$14,826
−HK$930/mo
▼ 0.25% · 3.875%
HK$15,287
−HK$469/mo
Today · 4.125%
HK$15,756
baseline
▲ 0.50% · 4.625%
HK$16,715
+HK$959/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,512/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,494
−HK$891/mo
▼ 0.25% · 3.875%
HK$16,936
−HK$449/mo
Today · 4.125%
HK$17,385
baseline
▲ 0.50% · 4.625%
HK$18,302
+HK$917/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,770/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,309
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,816
−HK$516/mo
Today · 4.125%
HK$17,332
baseline
▲ 0.50% · 4.625%
HK$18,386
+HK$1,054/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,664/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,144
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,630
−HK$494/mo
Today · 4.125%
HK$19,124
baseline
▲ 0.50% · 4.625%
HK$20,132
+HK$1,008/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,248/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,792
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,345
−HK$562/mo
Today · 4.125%
HK$18,907
baseline
▲ 0.50% · 4.625%
HK$20,058
+HK$1,151/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$37,814/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,793
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,324
−HK$538/mo
Today · 4.125%
HK$20,862
baseline
▲ 0.50% · 4.625%
HK$21,962
+HK$1,100/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$41,724/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,274
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,874
−HK$609/mo
Today · 4.125%
HK$20,483
baseline
▲ 0.50% · 4.625%
HK$21,729
+HK$1,246/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$40,966/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,442
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,017
−HK$584/mo
Today · 4.125%
HK$22,601
baseline
▲ 0.50% · 4.625%
HK$23,792
+HK$1,191/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$45,202/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,757
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,402
−HK$656/mo
Today · 4.125%
HK$22,058
baseline
▲ 0.50% · 4.625%
HK$23,401
+HK$1,343/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$44,116/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,092
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,711
−HK$628/mo
Today · 4.125%
HK$24,339
baseline
▲ 0.50% · 4.625%
HK$25,622
+HK$1,283/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$48,678/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,239
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,931
−HK$703/mo
Today · 4.125%
HK$23,634
baseline
▲ 0.50% · 4.625%
HK$25,072
+HK$1,438/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$47,268/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,741
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,405
−HK$673/mo
Today · 4.125%
HK$26,078
baseline
▲ 0.50% · 4.625%
HK$27,452
+HK$1,374/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$52,156/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,722
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,460
−HK$750/mo
Today · 4.125%
HK$25,210
baseline
▲ 0.50% · 4.625%
HK$26,744
+HK$1,534/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$50,420/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,391
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,098
−HK$718/mo
Today · 4.125%
HK$27,816
baseline
▲ 0.50% · 4.625%
HK$29,283
+HK$1,467/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$55,632/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,205
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,989
−HK$796/mo
Today · 4.125%
HK$26,785
baseline
▲ 0.50% · 4.625%
HK$28,415
+HK$1,630/mo
Deposit HK$975K · loan HK$5.53M · min. income ≈ HK$53,570/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,040
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,792
−HK$763/mo
Today · 4.125%
HK$29,555
baseline
▲ 0.50% · 4.625%
HK$31,113
+HK$1,558/mo
Deposit HK$975K · loan HK$5.53M · min. income ≈ HK$59,110/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,687
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,517
−HK$844/mo
Today · 4.125%
HK$28,361
baseline
▲ 0.50% · 4.625%
HK$30,087
+HK$1,726/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$56,722/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$185,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,689
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,486
−HK$807/mo
Today · 4.125%
HK$31,293
baseline
▲ 0.50% · 4.625%
HK$32,943
+HK$1,650/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$62,586/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$185,204 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).