▼ 0.50% · 3.625%
HK$16,203
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$16,707
−HK$512/mo
Today · 4.125%
HK$17,219
baseline
▲ 0.50% · 4.625%
HK$18,267
+HK$1,048/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,438/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,026
−HK$974/mo
▼ 0.25% · 3.875%
HK$18,509
−HK$491/mo
Today · 4.125%
HK$19,000
baseline
▲ 0.50% · 4.625%
HK$20,001
+HK$1,001/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$38,000/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,823
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,378
−HK$563/mo
Today · 4.125%
HK$18,941
baseline
▲ 0.50% · 4.625%
HK$20,093
+HK$1,152/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$37,882/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,828
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,360
−HK$539/mo
Today · 4.125%
HK$20,899
baseline
▲ 0.50% · 4.625%
HK$22,001
+HK$1,102/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$41,798/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,444
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,048
−HK$615/mo
Today · 4.125%
HK$20,663
baseline
▲ 0.50% · 4.625%
HK$21,920
+HK$1,257/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,326/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,631
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,211
−HK$588/mo
Today · 4.125%
HK$22,799
baseline
▲ 0.50% · 4.625%
HK$24,001
+HK$1,202/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,598/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,064
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,719
−HK$666/mo
Today · 4.125%
HK$22,385
baseline
▲ 0.50% · 4.625%
HK$23,747
+HK$1,362/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$44,770/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,433
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,062
−HK$637/mo
Today · 4.125%
HK$24,699
baseline
▲ 0.50% · 4.625%
HK$26,001
+HK$1,302/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$49,398/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,684
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,390
−HK$717/mo
Today · 4.125%
HK$24,107
baseline
▲ 0.50% · 4.625%
HK$25,574
+HK$1,467/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,214/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$213,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,236
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,913
−HK$686/mo
Today · 4.125%
HK$26,599
baseline
▲ 0.50% · 4.625%
HK$28,001
+HK$1,402/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,198/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$213,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,304
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,060
−HK$769/mo
Today · 4.125%
HK$25,829
baseline
▲ 0.50% · 4.625%
HK$27,400
+HK$1,571/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$51,658/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,038
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,764
−HK$735/mo
Today · 4.125%
HK$28,499
baseline
▲ 0.50% · 4.625%
HK$30,002
+HK$1,503/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$56,998/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,925
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,731
−HK$819/mo
Today · 4.125%
HK$27,550
baseline
▲ 0.50% · 4.625%
HK$29,227
+HK$1,677/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$55,100/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$213,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,841
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,615
−HK$784/mo
Today · 4.125%
HK$30,399
baseline
▲ 0.50% · 4.625%
HK$32,002
+HK$1,603/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$60,798/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$213,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,545
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,402
−HK$870/mo
Today · 4.125%
HK$29,272
baseline
▲ 0.50% · 4.625%
HK$31,054
+HK$1,782/mo
Deposit HK$1.07M · loan HK$6.04M · min. income ≈ HK$58,544/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,644
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,465
−HK$834/mo
Today · 4.125%
HK$32,299
baseline
▲ 0.50% · 4.625%
HK$34,002
+HK$1,703/mo
Deposit HK$1.07M · loan HK$6.04M · min. income ≈ HK$64,598/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,165
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,073
−HK$921/mo
Today · 4.125%
HK$30,994
baseline
▲ 0.50% · 4.625%
HK$32,880
+HK$1,886/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$61,988/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,446
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,316
−HK$883/mo
Today · 4.125%
HK$34,199
baseline
▲ 0.50% · 4.625%
HK$36,002
+HK$1,803/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$68,398/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,174 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).