▼ 0.50% · 3.625%
HK$15,186
−HK$952/mo
▼ 0.25% · 3.875%
HK$15,658
−HK$480/mo
Today · 4.125%
HK$16,138
baseline
▲ 0.50% · 4.625%
HK$17,120
+HK$982/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$32,276/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,894
−HK$913/mo
▼ 0.25% · 3.875%
HK$17,347
−HK$460/mo
Today · 4.125%
HK$17,807
baseline
▲ 0.50% · 4.625%
HK$18,745
+HK$938/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$35,614/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,704
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,224
−HK$528/mo
Today · 4.125%
HK$17,752
baseline
▲ 0.50% · 4.625%
HK$18,832
+HK$1,080/mo
Deposit HK$3.00M · loan HK$3.66M · min. income ≈ HK$35,504/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$199,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,583
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,082
−HK$505/mo
Today · 4.125%
HK$19,587
baseline
▲ 0.50% · 4.625%
HK$20,620
+HK$1,033/mo
Deposit HK$3.00M · loan HK$3.66M · min. income ≈ HK$39,174/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$199,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,223
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,790
−HK$575/mo
Today · 4.125%
HK$19,365
baseline
▲ 0.50% · 4.625%
HK$20,544
+HK$1,179/mo
Deposit HK$2.66M · loan HK$4.00M · min. income ≈ HK$38,730/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,273
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,816
−HK$552/mo
Today · 4.125%
HK$21,368
baseline
▲ 0.50% · 4.625%
HK$22,494
+HK$1,126/mo
Deposit HK$2.66M · loan HK$4.00M · min. income ≈ HK$42,736/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,741
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,355
−HK$624/mo
Today · 4.125%
HK$20,979
baseline
▲ 0.50% · 4.625%
HK$22,256
+HK$1,277/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$41,958/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,962
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,551
−HK$598/mo
Today · 4.125%
HK$23,149
baseline
▲ 0.50% · 4.625%
HK$24,369
+HK$1,220/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$46,298/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,260
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,921
−HK$672/mo
Today · 4.125%
HK$22,593
baseline
▲ 0.50% · 4.625%
HK$23,968
+HK$1,375/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$45,186/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,651
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,286
−HK$643/mo
Today · 4.125%
HK$24,929
baseline
▲ 0.50% · 4.625%
HK$26,243
+HK$1,314/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$49,858/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,778
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,487
−HK$720/mo
Today · 4.125%
HK$24,207
baseline
▲ 0.50% · 4.625%
HK$25,680
+HK$1,473/mo
Deposit HK$1.66M · loan HK$4.99M · min. income ≈ HK$48,414/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$199,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,341
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,020
−HK$690/mo
Today · 4.125%
HK$26,710
baseline
▲ 0.50% · 4.625%
HK$28,118
+HK$1,408/mo
Deposit HK$1.66M · loan HK$4.99M · min. income ≈ HK$53,420/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$199,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,297
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,053
−HK$768/mo
Today · 4.125%
HK$25,821
baseline
▲ 0.50% · 4.625%
HK$27,392
+HK$1,571/mo
Deposit HK$1.33M · loan HK$5.33M · min. income ≈ HK$51,642/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,030
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,755
−HK$736/mo
Today · 4.125%
HK$28,491
baseline
▲ 0.50% · 4.625%
HK$29,992
+HK$1,501/mo
Deposit HK$1.33M · loan HK$5.33M · min. income ≈ HK$56,982/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,816
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,619
−HK$815/mo
Today · 4.125%
HK$27,434
baseline
▲ 0.50% · 4.625%
HK$29,104
+HK$1,670/mo
Deposit HK$999K · loan HK$5.66M · min. income ≈ HK$54,868/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,720
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,490
−HK$781/mo
Today · 4.125%
HK$30,271
baseline
▲ 0.50% · 4.625%
HK$31,867
+HK$1,596/mo
Deposit HK$999K · loan HK$5.66M · min. income ≈ HK$60,542/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,334
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,184
−HK$864/mo
Today · 4.125%
HK$29,048
baseline
▲ 0.50% · 4.625%
HK$30,816
+HK$1,768/mo
Deposit HK$666K · loan HK$5.99M · min. income ≈ HK$58,096/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$199,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,409
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,224
−HK$828/mo
Today · 4.125%
HK$32,052
baseline
▲ 0.50% · 4.625%
HK$33,741
+HK$1,689/mo
Deposit HK$666K · loan HK$5.99M · min. income ≈ HK$64,104/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$199,789 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).