▼ 0.50% · 3.625%
HK$16,248
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$16,753
−HK$514/mo
Today · 4.125%
HK$17,267
baseline
▲ 0.50% · 4.625%
HK$18,317
+HK$1,050/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,534/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,075
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,560
−HK$492/mo
Today · 4.125%
HK$19,052
baseline
▲ 0.50% · 4.625%
HK$20,056
+HK$1,004/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,104/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,873
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,428
−HK$565/mo
Today · 4.125%
HK$18,993
baseline
▲ 0.50% · 4.625%
HK$20,149
+HK$1,156/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$37,986/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,883
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,416
−HK$541/mo
Today · 4.125%
HK$20,957
baseline
▲ 0.50% · 4.625%
HK$22,062
+HK$1,105/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$41,914/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,497
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,104
−HK$616/mo
Today · 4.125%
HK$20,720
baseline
▲ 0.50% · 4.625%
HK$21,981
+HK$1,261/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$41,440/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,691
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,272
−HK$590/mo
Today · 4.125%
HK$22,862
baseline
▲ 0.50% · 4.625%
HK$24,068
+HK$1,206/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$45,724/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,122
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,779
−HK$668/mo
Today · 4.125%
HK$22,447
baseline
▲ 0.50% · 4.625%
HK$23,812
+HK$1,365/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$44,894/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,498
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,128
−HK$640/mo
Today · 4.125%
HK$24,768
baseline
▲ 0.50% · 4.625%
HK$26,073
+HK$1,305/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$49,536/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,747
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,454
−HK$719/mo
Today · 4.125%
HK$24,173
baseline
▲ 0.50% · 4.625%
HK$25,644
+HK$1,471/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,346/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,306
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,984
−HK$689/mo
Today · 4.125%
HK$26,673
baseline
▲ 0.50% · 4.625%
HK$28,079
+HK$1,406/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,346/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,372
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,130
−HK$770/mo
Today · 4.125%
HK$25,900
baseline
▲ 0.50% · 4.625%
HK$27,476
+HK$1,576/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$51,800/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$213,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,113
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,840
−HK$738/mo
Today · 4.125%
HK$28,578
baseline
▲ 0.50% · 4.625%
HK$30,084
+HK$1,506/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$57,156/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$213,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,996
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,805
−HK$822/mo
Today · 4.125%
HK$27,627
baseline
▲ 0.50% · 4.625%
HK$29,308
+HK$1,681/mo
Deposit HK$1.43M · loan HK$5.70M · min. income ≈ HK$55,254/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,921
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,696
−HK$787/mo
Today · 4.125%
HK$30,483
baseline
▲ 0.50% · 4.625%
HK$32,090
+HK$1,607/mo
Deposit HK$1.43M · loan HK$5.70M · min. income ≈ HK$60,966/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,621
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,480
−HK$873/mo
Today · 4.125%
HK$29,353
baseline
▲ 0.50% · 4.625%
HK$31,139
+HK$1,786/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$58,706/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,728
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,552
−HK$836/mo
Today · 4.125%
HK$32,388
baseline
▲ 0.50% · 4.625%
HK$34,096
+HK$1,708/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$64,776/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,246
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,156
−HK$924/mo
Today · 4.125%
HK$31,080
baseline
▲ 0.50% · 4.625%
HK$32,971
+HK$1,891/mo
Deposit HK$713K · loan HK$6.41M · min. income ≈ HK$62,160/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,536
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,408
−HK$886/mo
Today · 4.125%
HK$34,294
baseline
▲ 0.50% · 4.625%
HK$36,101
+HK$1,807/mo
Deposit HK$713K · loan HK$6.41M · min. income ≈ HK$68,588/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,763 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).